Allowance For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2016

Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent

An analysis of the allowance for loan losses for the three month periods ended March 31, 2016 and 2015, and for the year ended December 31, 2015 is as follows:

	Three Months Ended   March 31,				Year Ended   December 31,
Dollars in thousands	2016		2015		2015
Balance, beginning of year	$	11,472	$	11,167	$	11,167
Losses:
Commercial	260		77		77
Commercial real estate
Owner occupied	—		266		559
Non-owner occupied	101		—		178
Construction and development
Land and land development	—		180		457
Construction	—		—		—
Residential real estate
Non-jumbo	120		160		417
Jumbo	—		—		208
Home equity	11		32		76
Consumer	15		43		69
Other	53		24		110
Total	560		782		2,151
Recoveries:
Commercial	59		2		10
Commercial real estate
Owner occupied	8		3		290
Non-owner occupied	3		2		13
Construction and development
Land and land development	5		11		456
Construction	—		—		—
Real estate - mortgage
Non-jumbo	36		7		107
Jumbo	—		95		96
Home equity	1		1		3
Consumer	15		49		105
Other	26		22		126
Total	153		192		1,206
Net losses	407		590		945
Provision for loan losses	250		250		1,250
Balance, end of period	$	11,315	$	10,827	$	11,472

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for loan losses by loan class during the first three months of 2016 is as follows:

	Construction & Land Development								Commercial Real Estate				Residential Real Estate
Dollars in thousands	Land & Land Develop- ment			Construc- tion			Commer- cial		Owner Occupied		Non- Owner Occupied		Non- jumbo			Jumbo		Home Equity		Con- sumer		Other		Total
Allowance for loan losses
Beginning balance	$	2,852		$	15		$	780	$	1,589	$	2,977	$	1,253		$	1,593	$	253	$	60	$	100	$	11,472
Charge-offs	—			—			260		—		101		120			—		11		15		53		560
Recoveries	5			—			59		8		3		36			—		1		15		26		153
Provision	(1,207		)	(3		)	328		98		1,014		(56		)	3		28		—		45		250
Ending balance	$	1,650		$	12		$	907	$	1,695	$	3,893	$	1,113		$	1,596	$	271	$	60	$	118	$	11,315
Allowance related to:
Loans individually evaluated for impairment	$	139		$	—		$	—	$	89	$	151	$	188		$	31	$	—	$	—	$	—	$	598
Loans collectively evaluated for impairment	1,511			12			907		1,606		3,742		925			1,565		271		60		118		10,717
Total	$	1,650		$	12		$	907	$	1,695	$	3,893	$	1,113		$	1,596	$	271	$	60	$	118	$	11,315
Loans
Loans individually evaluated for impairment	$	8,604		$	—		$	200	$	8,375	$	13,194	$	6,408		$	4,607	$	709	$	62	$	—	$	42,159
Loans collectively evaluated for impairment	57,879			7,997			101,542		194,305		340,157		214,960			45,450		73,388		19,033		11,235		$	1,065,946
Total	$	66,483		$	7,997		$	101,742	$	202,680	$	353,351	$	221,368		$	50,057	$	74,097	$	19,095	$	11,235	$	1,108,105