Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2015

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Our actual capital amounts and ratios as well as our subsidiary, Summit Community Bank’s (“Summit Community”) are presented in the following table.

	Actual				Minimum Required Capital - Basel III Fully Phased-in				Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2015
CET1 (to risk weighted assets)
Summit	$	137,849	11.8	%	$	81,775	7.0	%	$	75,934	6.5	%
Summit Community	158,081		13.6	%	81,365		7.0	%	75,553		6.5	%
Tier I Capital (to risk weighted assets)
Summit	156,849		13.4	%	99,494		8.5	%	93,641		8.0	%
Summit Community	158,081		13.6	%	98,801		8.5	%	92,989		8.0	%
Total Capital (to risk weighted assets)
Summit	168,321		14.4	%	122,734		10.5	%	116,890		10.0	%
Summit Community	169,553		14.5	%	122,780		10.5	%	116,933		10.0	%
Tier I Capital (to average assets)
Summit	156,849		10.7	%	58,635		4.0	%	73,294		5.0	%
Summit Community	158,081		10.8	%	58,549		4.0	%	73,186		5.0	%
As of December 31, 2014
Tier I Capital (to risk weighted assets)
Summit	141,589		13.3	%	42,583		4.0	%	63,875		6.0	%
Summit Community	150,653		14.2	%	42,437		4.0	%	63,656		6.0	%
Total Capital (to risk weighted assets)
Summit	158,196		14.9	%	84,937		8.0	%	106,172		10.0	%
Summit Community	161,820		15.3	%	84,612		8.0	%	105,765		10.0	%
Tier I Capital (to average assets)
Summit	141,589		9.9	%	57,208		4.0	%	71,510		5.0	%
Summit Community	150,653		10.6	%	56,850		4.0	%	71,063		5.0	%