Consolidated Statements of Income (unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest and fees on loans
Taxable	$ 12,855	$ 12,943	$ 38,443	$ 37,516
Tax-exempt	128	89	361	248
Interest and dividends on securities
Taxable	933	1,084	3,302	3,565
Tax-exempt	610	640	1,821	1,838
Interest on interest bearing deposits with other banks	5	3	6	6
Total interest income	14,531	14,759	43,933	43,173
Interest expense
Interest on deposits	2,106	2,288	6,251	6,864
Interest on short-term borrowings	130	98	369	209
Interest on long-term borrowings and subordinated debentures	990	1,297	3,030	4,665
Total interest expense	3,226	3,683	9,650	11,738
Net interest income	11,305	11,076	34,283	31,435
Provision for loan losses	250	250	1,000	2,250
Net interest income after provision for loan losses	11,055	10,826	33,283	29,185
Other income
Insurance commissions	983	1,105	3,191	3,377
Service fees related to deposit accounts	1,111	1,147	3,159	3,291
Realized securities gains	373	128	1,023	64
Bank owned life insurance income	259	266	782	806
Other	267	267	837	863
Total other income	2,993	2,913	8,992	8,401
Other expense
Salaries, commissions, and employee benefits	4,479	4,026	13,108	12,052
Net occupancy expense	496	482	1,483	1,528
Equipment expense	582	520	1,677	1,599
Professional fees	402	380	1,109	978
Amortization of intangibles	50	50	150	200
FDIC premiums	300	480	950	1,477
Foreclosed properties expense	168	298	534	780
Loss on sale of foreclosed properties	35	70	288	198
Write-down of foreclosed properties	1,046	1,580	1,779	3,471
Other	1,314	1,299	4,060	3,930
Total other expense	8,872	9,185	25,138	26,213
Income before income taxes	5,176	4,554	17,137	11,373
Income tax expense	1,515	1,218	5,181	3,215
Net Income	3,661	3,336	11,956	8,158
Dividends on preferred shares	0	193	0	580
Net income (loss) applicable to common shares	$ 3,661	$ 3,143	$ 11,956	$ 7,578
Basic earnings per common share	$ 0.34	$ 0.42	$ 1.19	$ 1.02
Diluted earnings per common share	$ 0.34	$ 0.35	$ 1.12	$ 0.85