Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2015

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.

	Actual				Minimum Required Capital - Basel III Fully Phased-in				Minimum Required To Be Well Capitalized
Dollars in thousands	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of September 30, 2015
CET1 (to risk weighted assets)
Summit	$	134,357	11.7	%	$	80,385	7.0	%	$	74,643	6.5	%
Summit Community	155,528		13.6	%	80,051		7.0	%	74,333		6.5	%
Tier I Capital (to risk weighted assets)
Summit	153,357		13.4	%	97,279		8.5	%	91,556		8.0	%
Summit Community	155,528		13.6	%	97,205		8.5	%	91,487		8.0	%
Total Capital (to risk weighted assets)
Summit	164,585		14.4	%	120,010		10.5	%	114,295		10.0	%
Summit Community	166,756		14.6	%	119,927		10.5	%	114,216		10.0	%
Tier I Capital (to average assets)
Summit	153,357		10.5	%	58,422		4.0	%	73,027		5.0	%
Summit Community	155,528		10.7	%	58,141		4.0	%	72,677		5.0	%

Summit's, as well as Summit Community's, actual capital amounts and ratios as of December 31, 2014, as computed under the regulatory capital rules then in effect, are presented in the following table.

	Actual			Minimum Required Capital			Minimum Required To Be Well Capitalized
Dollars in thousands	Amount	Ratio		Amount	Ratio		Amount	Ratio
As of December 31, 2014
Tier I Capital (to risk weighted assets)
Summit	141,589	13.3	%	42,583	4.0	%	63,875	6.0	%
Summit Community	150,653	14.2	%	42,437	4.0	%	63,656	6.0	%
Total Capital (to risk weighted assets)
Summit	158,196	14.9	%	84,937	8.0	%	106,172	10.0	%
Summit Community	161,820	15.3	%	84,612	8.0	%	105,765	10.0	%
Tier I Capital (to average assets)
Summit	141,589	9.9	%	57,208	4.0	%	71,510	5.0	%
Summit Community	150,653	10.6	%	56,850	4.0	%	71,063	5.0	%