Allowance For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2015

Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent

An analysis of the allowance for loan losses for the six month periods ended June 30, 2015 and 2014, and for the year ended December 31, 2014 is as follows:

	Six Months Ended   June 30,				Year Ended   December 31,
Dollars in thousands	2015		2014		2014
Balance, beginning of year	$	11,167	$	12,659	$	12,659
Losses:
Commercial	77		390		390
Commercial real estate
Owner occupied	269		11		11
Non-owner occupied	—		—		—
Construction and development
Land and land development	434		3,533		3,535
Construction	—		—		—
Residential real estate
Non-jumbo	284		46		435
Jumbo	—		63		65
Home equity	76		—		14
Consumer	48		80		265
Other	56		51		118
Total	1,244		4,174		4,833
Recoveries:
Commercial	4		17		34
Commercial real estate
Owner occupied	5		31		40
Non-owner occupied	4		4		318
Construction and development
Land and land development	322		165		298
Construction	—		—		—
Real estate - mortgage
Non-jumbo	63		53		87
Jumbo	96		163		163
Home equity	2		3		4
Consumer	68		41		74
Other	35		44		73
Total	599		521		1,091
Net losses	645		3,653		3,742
Provision for loan losses	750		2,000		2,250
Balance, end of period	$	11,272	$	11,006	$	11,167

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for loan losses by loan class during the first six months of 2015 is as follows:

	Construction & Land Development								Commercial Real Estate				Residential Real Estate
Dollars in thousands	Land & Land Develop- ment			Construc- tion			Commer- cial		Owner Occupied		Non- Owner Occupied		Non- jumbo		Jumbo			Home Equity		Con- sumer			Other			Total
Allowance for loan losses
Beginning balance	$	3,417		$	427		$	1,204	$	927	$	1,316	$	1,280	$	2,081		$	187	$	97		$	231		$	11,167
Charge-offs	434			—			77		269		—		284		—			76		48			56			1,244
Recoveries	322			—			4		5		4		63		96			2		68			35			599
Provision	(435		)	(355		)	40		795		522		548		(430		)	149		(59		)	(25		)	750
Ending balance	$	2,870		$	72		$	1,171	$	1,458	$	1,842	$	1,607	$	1,747		$	262	$	58		$	185		$	11,272
Allowance related to:
Loans individually evaluated for impairment	$	133		$	—		$	—	$	232	$	64	$	331	$	71		$	—	$	—		$	—		$	831
Loans collectively evaluated for impairment	2,737			72			1,171		1,226		1,778		1,276		1,676			262		58			185			10,441
Total	$	2,870		$	72		$	1,171	$	1,458	$	1,842	$	1,607	$	1,747		$	262	$	58		$	185		$	11,272
Loans
Loans individually evaluated for impairment	$	11,272		$	—		$	343	$	14,669	$	7,747	$	6,266	$	6,535		$	709	$	75		$	—		$	47,616
Loans collectively evaluated for impairment	53,163			18,214			96,941		177,074		323,309		213,933		42,668			71,795		18,608			12,423			$	1,028,128
Total	$	64,435		$	18,214		$	97,284	$	191,743	$	331,056	$	220,199	$	49,203		$	72,504	$	18,683		$	12,423		$	1,075,744