Consolidated Statements of Income (unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Interest and fees on loans
Taxable	$ 12,733	$ 12,145
Tax-exempt	115	71
Interest and dividends on securities
Taxable	1,282	1,282
Tax-exempt	612	570
Interest on interest bearing deposits with other banks	1	2
Total interest income	14,743	14,070
Interest expense
Interest on deposits	2,071	2,241
Interest on short-term borrowings	112	53
Interest on long-term borrowings and subordinated debentures	1,040	1,738
Total interest expense	3,223	4,032
Net interest income	11,520	10,038
Provision for loan losses	250	1,000
Net interest income after provision for loan losses	11,270	9,038
Other income
Insurance commissions	1,128	1,181
Service fees related to deposit accounts	976	1,043
Realized securities gains (losses)	480	(22)
Bank owned life insurance income	261	270
Other	294	311
Total other income	3,139	2,783
Other expense
Salaries, commissions, and employee benefits	4,187	3,980
Net occupancy expense	499	541
Equipment expense	535	566
Professional fees	335	316
Amortization of intangibles	50	88
FDIC premiums	330	502
Foreclosed properties expense	208	254
Loss on sale of foreclosed properties	150	75
Write-down of foreclosed properties	572	928
Other	1,338	1,248
Total other expense	8,204	8,498
Income before income taxes	6,205	3,323
Income tax expense	1,920	934
Net Income	4,285	2,389
Dividends on preferred shares	0	193
Net income (loss) applicable to common shares	$ 4,285	$ 2,196
Basic earnings per common share	$ 0.49	$ 0.29
Diluted earnings per common share	$ 0.41	$ 0.25