Allowance For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2015

Allowance for Loan and Lease Losses, Adjustments, Net [Abstract]

Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent

An analysis of the allowance for loan losses for the three month periods ended March 31, 2015 and 2014, and for the year ended December 31, 2014 is as follows:

	Three Months Ended   March 31,				Year Ended   December 31,
Dollars in thousands	2015		2014		2014
Balance, beginning of year	$	11,167	$	12,659	$	12,659
Losses:
Commercial	77		390		390
Commercial real estate
Owner occupied	266		11		11
Non-owner occupied	—		—		—
Construction and development
Land and land development	180		2,376		3,535
Construction	—		—		—
Residential real estate
Non-jumbo	160		9		435
Jumbo	—		8		65
Home equity	32		—		14
Consumer	43		45		265
Other	24		23		118
Total	782		2,862		4,833
Recoveries:
Commercial	2		6		34
Commercial real estate
Owner occupied	3		7		40
Non-owner occupied	2		3		318
Construction and development
Land and land development	11		26		298
Construction	—		—		—
Real estate - mortgage
Non-jumbo	7		20		87
Jumbo	95		163		163
Home equity	1		2		4
Consumer	49		20		74
Other	22		25		73
Total	192		272		1,091
Net losses	590		2,590		3,742
Provision for loan losses	250		1,000		2,250
Balance, end of period	$	10,827	$	11,069	$	11,167

Allowance for Credit Losses on Financing Receivables

Activity in the allowance for loan losses by loan class during the first three months of 2015 is as follows:

	Construction & Land Development							Commercial Real Estate					Residential Real Estate
Dollars in thousands	Land & Land Develop- ment		Construc- tion			Commer- cial		Owner Occupied		Non- Owner Occupied			Non- jumbo		Jumbo			Home Equity		Con- sumer			Other			Total
Allowance for loan losses
Beginning balance	$	3,417	$	427		$	1,204	$	927	$	1,316		$	1,280	$	2,081		$	187	$	97		$	231		$	11,167
Charge-offs	180		—			77		266		—			160		—			32		43			24			782
Recoveries	11		—			2		3		2			7		95			1		49			22			192
Provision	370		(183		)	9		571		(25		)	125		(613		)	103		(24		)	(83		)	250
Ending balance	$	3,618	$	244		$	1,138	$	1,235	$	1,293		$	1,252	$	1,563		$	259	$	79		$	146		$	10,827
Allowance related to:
Loans individually evaluated for impairment	$	176	$	—		$	—	$	255	$	21		$	276	$	43		$	—	$	—		$	—		$	771
Loans collectively evaluated for impairment	3,442		244			1,138		980		1,272			976		1,520			259		79			146			10,056
Total	$	3,618	$	244		$	1,138	$	1,235	$	1,293		$	1,252	$	1,563		$	259	$	79		$	146		$	10,827
Loans
Loans individually evaluated for impairment	$	14,019	$	—		$	381	$	14,721	$	7,817		$	6,347	$	6,556		$	709	$	79		$	—		$	50,629
Loans collectively evaluated for impairment	52,539		19,094			89,547		165,548		317,947			213,591		43,936			68,185		18,406			11,074			$	999,867
Total	$	66,558	$	19,094		$	89,928	$	180,269	$	325,764		$	219,938	$	50,492		$	68,894	$	18,485		$	11,074		$	1,050,496