Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2014

Banking and Thrift [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Our actual capital amounts and ratios as well as our subsidiary, Summit Community Bank’s (“Summit Community”) are presented in the following table.

	Actual				Minimum Required Regulatory Capital				To be Well Capitalized under Prompt Corrective Action Provisions
Dollars in thousands	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2014
Total Capital (to risk weighted assets)
Summit	$	158,196	14.9	%	$	84,937	8.0	%	$	106,172	10.0	%
Summit Community	161,820		15.3	%	84,612		8.0	%	105,765		10.0	%
Tier I Capital (to risk weighted assets)
Summit	141,589		13.3	%	42,583		4.0	%	63,875		6.0	%
Summit Community	150,653		14.2	%	42,437		4.0	%	63,656		6.0	%
Tier I Capital (to average assets)
Summit	141,589		9.9	%	57,208		4.0	%	71,510		5.0	%
Summit Community	150,653		10.6	%	56,850		4.0	%	71,063		5.0	%
As of December 31, 2013
Total Capital (to risk weighted assets)
Summit	144,202		14.5	%	79,638		8.0	%	99,547		10.0	%
Summit Community	156,473		15.7	%	79,627		8.0	%	99,534		10.0	%
Tier I Capital (to risk weighted assets)
Summit	122,918		12.4	%	39,499		4.0	%	59,248		6.0	%
Summit Community	143,989		14.5	%	39,814		4.0	%	59,720		6.0	%
Tier I Capital (to average assets)
Summit	122,918		8.9	%	55,151		4.0	%	68,938		5.0	%
Summit Community	143,989		10.4	%	55,150		4.0	%	68,938		5.0	%