Consolidated Statements of Income (unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest and fees on loans
Taxable	$ 12,943	$ 12,469	$ 37,516	$ 38,037
Tax-exempt	89	63	248	197
Interest and dividends on securities
Taxable	1,084	896	3,565	2,852
Tax-exempt	640	616	1,838	1,832
Interest on interest bearing deposits with other banks	3	1	6	4
Total interest income	14,759	14,045	43,173	42,922
Interest expense
Interest on deposits	2,288	2,487	6,864	8,074
Interest on short-term borrowings	98	24	209	50
Interest on long-term borrowings and subordinated debentures	1,297	1,996	4,665	5,997
Total interest expense	3,683	4,507	11,738	14,121
Net interest income	11,076	9,538	31,435	28,801
Provision for loan losses	250	1,000	2,250	3,500
Net interest income after provision for loan losses	10,826	8,538	29,185	25,301
Other income
Insurance commissions	1,105	1,057	3,377	3,373
Service fees related to deposit accounts	1,147	1,106	3,291	3,202
Realized securities gains	128	132	64	116
Other	533	606	1,670	1,741
Total other-than-temporary impairment loss on securities	0	(38)	(1)	(155)
Portion of loss recognized in other comprehensive income	0	0	0	37
Net impairment loss recognized in earnings	0	(38)	(1)	(118)
Total other income	2,913	2,863	8,401	8,314
Other expense
Salaries, commissions, and employee benefits	4,026	4,050	12,052	12,155
Net occupancy expense	482	454	1,528	1,387
Equipment expense	520	578	1,599	1,724
Professional fees	380	263	978	885
Amortization of intangibles	50	88	200	263
FDIC premiums	480	503	1,477	1,558
Foreclosed properties expense	298	262	780	836
(Gain) loss on sale of foreclosed properties	70	(17)	198	546
Write-down of foreclosed properties	1,580	654	3,471	3,078
Other	1,299	1,396	3,930	3,900
Total other expense	9,185	8,231	26,213	26,332
Income before income taxes	4,554	3,170	11,373	7,283
Income tax expense	1,218	898	3,215	2,001
Net Income	3,336	2,272	8,158	5,282
Dividends on preferred shares	193	194	580	582
Net income (loss) applicable to common shares	$ 3,143	$ 2,078	$ 7,578	$ 4,700
Basic earnings per common share (in dollars per share)	$ 0.42	$ 0.28	$ 1.02	$ 0.63
Diluted earnings per common share (in dollars per share)	$ 0.35	$ 0.24	$ 0.85	$ 0.55