<SEC-DOCUMENT>0000811808-14-000028-index.html : 20141024
<SEC-HEADER>0000811808-14-000028.hdr.sgml : 20141024
<ACCEPTANCE-DATETIME>20141024164312
ACCESSION NUMBER:		0000811808-14-000028
CONFORMED SUBMISSION TYPE:	S-3
PUBLIC DOCUMENT COUNT:		11
FILED AS OF DATE:		20141024
DATE AS OF CHANGE:		20141024

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SUMMIT FINANCIAL GROUP INC
		CENTRAL INDEX KEY:			0000811808
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				550672148
		STATE OF INCORPORATION:			WV
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-199598
		FILM NUMBER:		141172861

	BUSINESS ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836
		BUSINESS PHONE:		3045301000

	MAIL ADDRESS:	
		STREET 1:		300 NORTH MAIN ST
		CITY:			MOOREFIELD
		STATE:			WV
		ZIP:			26836

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SOUTH BRANCH VALLEY BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-3
<SEQUENCE>1
<FILENAME>summitfinancialgroupinc-fo.htm
<DESCRIPTION>S-3
<TEXT>
Document 1 - file: summitfinancialgroupinc-fo.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.6
<SEQUENCE>2
<FILENAME>exhibit46indentureofsenior.htm
<DESCRIPTION>EXHIBIT4.6
<TEXT>
Document 2 - file: exhibit46indentureofsenior.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.8
<SEQUENCE>3
<FILENAME>exhibit48indentureofsubord.htm
<DESCRIPTION>EXHIBIT4.8
<TEXT>
Document 3 - file: exhibit48indentureofsubord.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5
<SEQUENCE>4
<FILENAME>exhibit5legalopinionfors-3.htm
<DESCRIPTION>EXHIBIT5
<TEXT>
Document 4 - file: exhibit5legalopinionfors-3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.2
<SEQUENCE>5
<FILENAME>exhibit232aftconsent.htm
<DESCRIPTION>EXHIBIT23.2
<TEXT>
Document 5 - file: exhibit232aftconsent.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24.1
<SEQUENCE>6
<FILENAME>exhibit241powerofattorney.htm
<DESCRIPTION>EXHIBIT24.1
<TEXT>
Document 6 - file: exhibit241powerofattorney.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>exhibit5legalopinionf_image1.jpg
<TEXT>
Document 7 - file: exhibit5legalopinionf_image1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>exhibit5legalopinionf_image2.gif
<TEXT>
Document 8 - file: exhibit5legalopinionf_image2.gif

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>exhibit232aftconsent2_image1.jpg
<TEXT>
Document 9 - file: exhibit232aftconsent2_image1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>exhibit232aftconsent2_image2.jpg
<TEXT>
Document 10 - file: exhibit232aftconsent2_image2.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>summitfinancialgroupi_image1.jpg
<TEXT>
Document 11 - file: summitfinancialgroupi_image1.jpg

</DOCUMENT>
</SEC-DOCUMENT>