Consolidated Statements of Income (unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest and fees on loans
Taxable	$ 12,428	$ 12,734	$ 24,572	$ 25,568
Tax-exempt	87	65	159	135
Interest and dividends on securities
Taxable	1,199	926	2,481	1,956
Tax-exempt	628	581	1,198	1,215
Interest on interest bearing deposits with other banks	2	2	4	3
Total interest income	14,344	14,308	28,414	28,877
Interest expense
Interest on deposits	2,335	2,820	4,576	5,588
Interest on short-term borrowings	59	9	112	26
Interest on long-term borrowings and subordinated debentures	1,630	1,975	3,368	4,001
Total interest expense	4,024	4,804	8,056	9,615
Net interest income	10,320	9,504	20,358	19,262
Provision for loan losses	1,000	1,000	2,000	2,500
Net interest income after provision for loan losses	9,320	8,504	18,358	16,762
Other income
Insurance commissions	1,091	1,132	2,273	2,316
Service fees related to deposit accounts	1,101	1,085	2,144	2,096
Realized securities (losses)	(43)	(57)	(64)	(16)
Other	557	570	1,137	1,134
Total other-than-temporary impairment loss on securities	(1)	(27)	(1)	(117)
Portion of loss recognized in other comprehensive income	0	0	0	37
Net impairment loss recognized in earnings	(1)	(27)	(1)	(80)
Total other income	2,705	2,703	5,489	5,450
Other expense
Salaries, commissions, and employee benefits	4,045	3,987	8,026	8,105
Net occupancy expense	505	476	1,046	932
Equipment expense	513	559	1,079	1,146
Professional fees	282	360	598	622
Amortization of intangibles	63	88	150	176
FDIC premiums	495	515	997	1,055
Foreclosed properties expense	229	295	482	575
Loss on sale of foreclosed properties	54	523	129	563
Write-down of foreclosed properties	962	1,494	1,891	2,423
Other	1,382	1,241	2,630	2,503
Total other expense	8,530	9,538	17,028	18,100
Income before income taxes	3,495	1,669	6,819	4,112
Income tax expense	1,063	452	1,997	1,102
Net income	2,432	1,217	4,822	3,010
Dividends on preferred shares	193	194	387	388
Net income applicable to common shares	$ 2,239	$ 1,023	$ 4,435	$ 2,622
Basic earnings per common share	$ 0.30	$ 0.14	$ 0.59	$ 0.35
Diluted earnings per common share	$ 0.25	$ 0.13	$ 0.50	$ 0.31