13. Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2014

RegulatoryMattersAbstract

Summary Of Actual Capital Amounts And Ratios

									To be Well Capitalized
					Minimum Required				under Prompt Corrective
	Actual				Regulatory Capital				Action Provisions
Dollars in thousands	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of June 30, 2014
Total Capital (to risk weighted assets)
Summit	$	146,096	14.2	%	$	82,556	8.0	%	$	103,195	10.0%
Summit Community		160,462	15.6	%		82,035	8.0	%		102,543	10.0%
Tier I Capital (to risk weighted assets)
Summit		127,490	12.4	%		41,278	4.0	%		61,917	6.0%
Summit Community		149,456	14.5	%		41,281	4.0	%		61,922	6.0%
Tier I Capital (to average assets)
Summit		127,490	9.0	%		56,474	4.0	%		70,592	5.0%
Summit Community		149,456	10.6	%		56,452	4.0	%		70,565	5.0%
As of December 31, 2013
Total Capital (to risk weighted assets)
Summit		144,202	14.5	%		79,638	8.0	%		99,547	10.0%
Summit Community		156,473	15.7	%		79,627	8.0	%		99,534	10.0%
Tier I Capital (to risk weighted assets)
Summit		122,918	12.4	%		39,499	4.0	%		59,248	6.0%
Summit Community		143,989	14.5	%		39,814	4.0	%		59,720	6.0%
Tier I Capital (to average assets)
Summit		122,918	8.9	%		55,151	4.0	%		68,938	5.0%
Summit Community		143,989	10.4	%		55,150	4.0	%		68,938	5.0%