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Consolidated Statements of Cash Flows (unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Cash Flows from Operating Activities    
Net income $ 2,389 $ 1,793
Adjustments to reconcile net earnings to net cash provided by operating activities:    
Depreciation 277 298
Provision for loan losses 1,000 1,500
Stock compensation expense    1
Deferred income tax (benefit) (144) (160)
Loans originated for sale (124) (1,224)
Proceeds from loans sold 445 1,302
Securities (gains) losses 22 (42)
Other-than-temporary impairment of securities    54
Loss on disposal of assets 75 40
Write down of foreclosed properties 928 929
Amortization of securities premiums (accretion of discounts), net 1,214 1,368
Amortization of goodwill and purchase accounting adjustments, net 91 91
Decrease in accrued interest receivable 259 78
(Increase) in cash surrender value of bank owned life insurance (270) (237)
(Increase) decrease in other assets (76) 937
Increase in other liabilities 1,028 119
Net cash provided by operating activities 7,114 6,847
Cash Flows from Investing Activities    
Proceeds from maturities and calls of securities available for sale 2,051 808
Proceeds from sales of securities available for sale 18,157 11,893
Principal payments received on securities available for sale 8,782 15,712
Purchases of securities available for sale (20,122) (31,623)
Purchases of other investments (692)   
Redemption of Federal Home Loan Bank Stock 1,897 1,674
Net principal payments received on loans (27,942) (11,417)
Purchases of premises and equipment (110) (192)
Proceeds from sales of other repossessed assets & property held for sale 1,514 1,981
Net cash provided by (used in) investing activities (16,465) (11,164)
Cash Flows from Financing Activities    
Net increase in demand deposit, NOW and savings accounts 51,336 2,702
Net increase (decrease) in time deposits (2,518) 36,490
Net increase in short-term borrowings 6,205 2,002
Proceeds from long-term borrowings    3,454
Repayment of long-term borrowings (40,024) (43,179)
Exercise of stock options 15 61
Dividends paid on preferred stock (194) (194)
Net cash provided by (used in) financing activities 14,820 1,336
(Decrease) increase in cash and cash equivalents 5,469 (2,981)
Cash and cash equivalents:    
Beginning 11,782 14,802
Ending 17,251 11,821
Supplemental Disclosures of Cash Flow Information    
Cash payments for Interest 4,272 5,047
Cash payments for Income taxes      
Supplemental Schedule of Noncash Investing and Financing Activities    
Other assets acquired in settlement of loans $ 1,297 $ 1,343