Consolidated Statements of Income (unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest and fees on loans
Taxable	$ 12,145	$ 12,834
Tax-exempt	71	70
Interest and dividends on securities
Taxable	1,282	1,030
Tax-exempt	570	634
Interest on interest bearing deposits with other banks	2	1
Total interest income	14,070	14,569
Interest expense
Interest on deposits	2,241	2,768
Interest on short-term borrowings	53	17
Interest on long-term borrowings and subordinated debentures	1,738	2,026
Total interest expense	4,032	4,811
Net interest income	10,038	9,758
Provision for loan losses	1,000	1,500
Net interest income after provision for loan losses	9,038	8,258
Other income
Insurance commissions	1,181	1,184
Service fees related to deposit accounts	1,043	1,012
Realized securities gains (losses)	(22)	42
Bank owned life insurance income	270	238
Other	311	326
Total other-than-temporary impairment loss on securities		(91)
Portion of loss recognized in other comprehensive income		37
Net impairment loss recognized in earnings		(54)
Total other income	2,783	2,748
Other expenses
Salaries, commissions, and employee benefits	3,980	4,117
Net occupancy expense	541	456
Equipment expense	566	598
Professional fees	316	251
Amortization of intangibles	88	88
FDIC premiums	502	540
Foreclosed properties expense	254	279
Loss (gain) on sale of foreclosed properties	75	40
Write-down of foreclosed properties	928	929
Other	1,248	1,264
Total other expense	8,498	8,562
Income before income taxes	3,323	2,444
Income tax expense	934	651
Net income	2,389	1,793
Dividends on preferred shares	193	194
Net income applicable to common shares	$ 2,196	$ 1,599
Basic earnings per common share	$ 0.29	$ 0.22
Diluted earnings per common share	$ 0.25	$ 0.19