13. Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2014

RegulatoryMattersAbstract

Summary Of Actual Capital Amounts And Ratios

											To be Well Capitalized
						Minimum Required					under Prompt Corrective
	Actual					Regulatory Capital					Action Provisions
Dollars in thousands	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of March 31, 2014
Total Capital (to risk weighted assets)
Summit	$	144,071		14.2	%	$	81,024		8.0	%	$	101,280		10.0	%
Summit Community		157,724		15.6	%		80,974		8.0	%		101,217		10.0	%
Tier I Capital (to risk weighted assets)
Summit		125,202		12.4	%		40,512		4.0	%		60,768		6.0	%
Summit Community		146,655		14.5	%		40,487		4.0	%		60,730		6.0	%
Tier I Capital (to average assets)
Summit		125,202		9.0	%		55,399		4.0	%		69,249		5.0	%
Summit Community		146,655		10.6	%		55,394		4.0	%		69,242		5.0	%
As of December 31, 2013
Total Capital (to risk weighted assets)
Summit		144,202		14.5	%		79,638		8.0	%		99,547		10.0	%
Summit Community		156,473		15.7	%		79,627		8.0	%		99,534		10.0	%
Tier I Capital (to risk weighted assets)
Summit		122,918		12.4	%		39,499		4.0	%		59,248		6.0	%
Summit Community		143,989		14.5	%		39,814		4.0	%		59,720		6.0	%
Tier I Capital (to average assets)
Summit		122,918		8.9	%		55,151		4.0	%		68,938		5.0	%
Summit Community		143,989		10.4	%		55,150		4.0	%		68,938		5.0	%