16. Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2013

RegulatoryMattersAbstract

Summary Of Actual Capital Amounts And Ratios

									To be Well Capitalized
					Minimum Required				under Prompt Corrective
	Actual				Regulatory Capital				Action Provisions
Dollars in thousands	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2013
Total Capital (to risk-weighted assets)
Summit	$	144,202	14.5	%	$	79,638	8.0	%	$	99,547	10.0%
Summit Community		156,473	15.7	%		79,627	8.0	%		99,534	10.0%
Tier 1 Capital (to risk-weighted assets)
Summit		122,918	12.4	%		39,499	4.0	%		59,248	6.0%
Summit Community		143,989	14.5	%		39,814	4.0	%		59,720	6.0%
Tier 1 Capital (to average assets)
Summit		122,918	8.9	%		55,151	4.0	%		68,938	5.0%
Summit Community		143,989	10.4	%		55,150	4.0	%		68,938	5.0%
As of December 31, 2012
Total Capital (to risk-weighted assets)
Summit	$	138,593	14.0	%	$	79,391	8.0	%	$	99,238	10.0%
Summit Community		148,803	15.0	%		79,484	8.0	%		99,354	10.0%
Tier 1 Capital (to risk-weighted assets)
Summit		115,221	11.6	%		39,695	4.0	%		59,543	6.0%
Summit Community		136,231	13.7	%		39,742	4.0	%		59,613	6.0%
Tier 1 Capital (to average assets)
Summit		115,221	8.3	%		55,591	4.0	%		69,489	5.0%
Summit Community		136,231	9.8	%		55,581	4.0	%		69,476	5.0%