14. Segment Information (Tables)

9 Months Ended

Sep. 30, 2013

Segment Reporting [Abstract]

Schedule Of Segment Information

Information for each of our segments is included below:

	Nine Months Ended September 30, 2013
	Community			Insurance
Dollars in thousands	Banking			Services			Parent			Eliminations			Total
Net interest income	$	30,237		$	-		$	(1,436	)	$	-		$	28,801
Provision for loan losses		3,500			-			-			-			3,500
Net interest income after provision for loan losses		26,737			-			(1,436	)		-			25,301
Other income		4,857			3,457			815			(815	)		8,314
Other expenses		22,723			3,266			1,158			(815	)		26,332
Income (loss) before income taxes		8,871			191			(1,779	)		-			7,283
Income tax expense (benefit)		2,534			79			(612	)		-			2,001
Net income (loss)		6,337			112			(1,167	)		-			5,282
Dividends on preferred shares		-			-			582			-			582
Net income (loss) applicable to common shares	$	6,337		$	112		$	(1,749	)	$	-		$	4,700
Intersegment revenue (expense)	$	(734	)	$	(81	)	$	815		$	-		$	-
Average assets	$	1,431,835		$	6,329		$	155,522		$	(213,202	)	$	1,380,484

	Nine Months Ended September 30, 2012
	Community			Insurance
Dollars in thousands	Banking			Services			Parent			Eliminations			Total
Net interest income	$	31,264		$	-		$	(1,340	)	$	-		$	29,924
Provision for loan losses		6,002			-			-			-			6,002
Net interest income after provision for loan losses		25,262			-			(1,340	)		-			23,922
Other income		6,681			3,371			765			(783	)		10,034
Other expenses		25,583			2,980			1,223			(783	)		29,003
Income (loss) before income taxes		6,360			391			(1,798	)		-			4,953
Income tax expense (benefit)		1,772			156			(583	)		-			1,345
Net income (loss)		4,588			235			(1,215	)		-			3,608
Dividends on preferred shares		-			-			583			-			583
Net income (loss) applicable to common shares	$	4,588		$	235		$	(1,798	)	$	-		$	3,025
Intersegment revenue (expense)	$	(706	)	$	(77	)	$	783		$	-		$	-
Average assets	$	1,486,808		$	6,495		$	154,011		$	(218,207	)	$	1,429,107

	Three Months Ended September 30, 2013
	Community			Insurance
Dollars in thousands	Banking			Services			Parent			Eliminations			Total
Net interest income	$	10,025		$	-		$	(487	)	$	-		$	9,538
Provision for loan losses		1,000			-			-			-			1,000
Net interest income after provision for loan losses		9,025			-			(487	)		-			8,538
Other income		1,758			1,105			272			(272	)		2,863
Other expenses		7,060			1,078			365			(272	)		8,231
Income (loss) before income taxes		3,723			27			(580	)		-			3,170
Income tax expense (benefit)		1,087			12			(201	)		-			898
Net income (loss)		2,636			15			(379	)		-			2,272
Dividends on preferred shares		-			-			194			-			194
Net income (loss) applicable to common shares	$	2,636		$	15		$	(573	)	$	-		$	2,078
Intersegment revenue (expense)	$	(251	)	$	(21	)	$	272		$	-		$	-
Average assets	$	1,409,870		$	6,377		$	153,596		$	(205,332	)	$	1,364,511

	Three Months Ended September 30, 2012
	Community			Insurance
Dollars in thousands	Banking			Services			Parent			Eliminations			Total
Net interest income	$	10,381		$	-		$	(446	)	$	-		$	9,935
Provision for loan losses		2,000			-			-			-			2,000
Net interest income after provision for loan losses		8,381			-			(446	)		-			7,935
Other income		2,312			1,049			261			(261	)		3,361
Other expenses		8,904			1,023			361			(261	)		10,027
Income (loss) before income taxes		1,789			26			(546	)		-			1,269
Income tax expense (benefit)		430			10			(168	)		-			272
Net income (loss)		1,359			16			(378	)		-			997
Dividends on preferred shares		-			-			194			-			194
Net income (loss) applicable to common shares	$	1,359		$	16		$	(572	)	$	-		$	803
Intersegment revenue (expense)	$	(235	)	$	(26	)	$	261		$	-		$	-
Average assets	$	1,473,356		$	6,579		$	155,168		$	(220,005	)	$	1,415,098