13. Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2013

RegulatoryMattersAbstract

Summary Of Actual Capital Amounts And Ratios

											To be Well Capitalized
						Minimum Required					under Prompt Corrective
	Actual					Regulatory Capital					Action Provisions
Dollars in thousands	Amount		Ratio			Amount		Ratio			Amount		Ratio
As of June 30, 2013
Total Capital (to risk weighted assets)
Summit	$	141,165		14.4	%	$	78,195		8.0	%	$	97,744		10.0	%
Summit Community		152,323		15.6	%		78,283		8.0	%		97,854		10.0	%
Tier I Capital (to risk weighted assets)
Summit		118,050		12.1	%		39,098		4.0	%		58,647		6.0	%
Summit Community		140,008		14.3	%		39,142		4.0	%		58,713		6.0	%
Tier I Capital (to average assets)
Summit		118,050		8.6	%		55,121		4.0	%		68,901		5.0	%
Summit Community		140,008		10.2	%		55,121		4.0	%		68,902		5.0	%
As of December 31, 2012
Total Capital (to risk weighted assets)
Summit		138,593		14.0	%		79,391		8.0	%		99,238		10.0	%
Summit Community		148,803		15.0	%		79,484		8.0	%		99,354		10.0	%
Tier I Capital (to risk weighted assets)
Summit		115,221		11.6	%		39,695		4.0	%		59,543		6.0	%
Summit Community		136,231		13.7	%		39,742		4.0	%		59,613		6.0	%
Tier I Capital (to average assets)
Summit		115,221		8.3	%		55,591		4.0	%		69,489		5.0	%
Summit Community		136,231		9.8	%		55,581		4.0	%		69,476		5.0	%