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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Interest and fees on loans      
Taxable $ 55,248 $ 58,910 $ 65,643
Tax-exempt 319 265 314
Interest and dividends on securities      
Taxable 5,689 9,105 11,922
Tax-exempt 2,593 2,694 1,762
Interest on interest bearing deposits with other banks 35 72 31
Total interest income 63,884 71,046 79,672
Interest expense      
Interest on deposits 13,158 18,273 21,036
Interest on short-term borrowings 31 7 80
Interest on long-term borrowings and subordinated debentures 10,875 12,922 18,404
Total interest expense 24,064 31,202 39,520
Net interest income 39,820 39,844 40,152
Provision for loan losses 8,500 10,000 21,350
Net interest income after provision for loan losses 31,320 29,844 18,802
Noninterest income      
Insurance commissions 4,433 4,461 4,744
Service fees related to deposit accounts 4,255 4,125 4,036
Realized securities gains 2,348 4,006 2,051
Gain (loss) on sales of assets (677) 295 142
Write-downs of foreclosed properties (6,862) (6,651) (3,401)
Bank owned life insurance income 1,109 846 517
Other 1,185 1,114 638
Total other-than-temporary impairment loss on securities (1,308) (6,279) (1,816)
Portion of loss recognized in other comprehensive income 857 3,633 828
Net impairment loss recognized in earnings (451) (2,646) (988)
Total noninterest income 5,340 5,550 7,739
Noninterest expenses      
Salaries, commissions, and employee benefits 15,532 15,833 15,650
Net occupancy expense 1,939 1,935 2,010
Equipment expense 2,349 2,342 2,457
Professional fees 1,161 1,373 1,196
Amortization of intangibles 351 351 351
FDIC premiums 2,067 2,423 2,870
Foreclosed properties expense 1,221 1,677 1,577
Other 5,108 4,351 5,360
Total noninterest expense 29,728 30,285 31,471
Income (loss) before income taxes 6,932 5,109 (4,930)
Income tax expense (benefit) 1,219 1,035 (2,955)
Net income (loss) 5,713 4,074 (1,975)
Dividends on preferred shares 777 371 297
Net income (loss) applicable to common shares $ 4,936 $ 3,703 $ (2,272)
Basic earnings per common share $ 0.66 $ 0.50 $ (0.31)
Diluted earnings per common share $ 0.60 $ 0.49 $ (0.31)