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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest and fees on loans      
Taxable $ 58,910 $ 65,643 $ 71,405
Tax-exempt 265 314 439
Interest and dividends on securities      
Taxable 9,105 11,922 15,601
Tax-exempt 2,694 1,762 2,079
Interest on interest bearing deposits with other banks 72 31 12
Total interest income 71,046 79,672 89,536
Interest expense      
Interest on deposits 18,273 21,036 24,951
Interest on short-term borrowings 7 80 573
Interest on long-term borrowings and subordinated debentures 12,922 18,404 20,470
Total interest expense 31,202 39,520 45,994
Net interest income 39,844 40,152 43,542
Provision for loan losses 10,000 21,350 20,325
Net interest income after provision for loan losses 29,844 18,802 23,217
Noninterest income      
Insurance commissions 4,461 4,744 5,045
Service fees related to deposit accounts 4,125 4,036 3,996
Realized securities gains 4,006 2,051 1,497
Gain (loss) on sale of assets 295 142 (112)
Write-down of foreclosed properties (6,651) (3,401)  
Bank owned life insurance income 846 517 481
Other 1,114 638 740
Total other-than-temporary impairment loss on securities (6,279) (1,816) (5,892)
Portion of loss recognized in other comprehensive income 3,633 828 526
Net impairment loss recognized in earnings (2,646) (988) (5,366)
Total noninterest income 5,550 7,739 6,281
Noninterest expenses      
Salaries, commissions, and employee benefits 15,833 15,650 16,389
Net occupancy expense 1,935 2,010 2,032
Equipment expense 2,342 2,457 2,151
Professional fees 1,155 1,015 1,409
Amortization of intangibles 351 351 351
FDIC premiums 2,423 2,870 3,223
Foreclosed properties expense 1,677 1,577 478
Other 4,569 5,541 6,346
Total noninterest expenses 30,285 31,471 32,379
Income (loss) before income tax expense 5,109 (4,930) (2,881)
Income tax expense (benefit) 1,035 (2,955) (2,165)
Net income (loss) 4,074 (1,975) (716)
Dividends on preferred shares 371 297 74
Net income (loss) applicable to common shares $ 3,703 $ (2,272) $ (790)
Basic earnings per common share $ 0.50 $ (0.31) $ (0.11)
Diluted earnings per common share $ 0.49 $ (0.31) $ (0.11)