Consolidated Statements Of Income (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest and fees on loans
Taxable	$ 14,656	$ 16,161	$ 44,623	$ 49,651
Tax-exempt	61	78	191	242
Interest and dividends on securities
Taxable	2,105	2,874	7,288	9,153
Tax-exempt	815	434	1,800	1,340
Interest on interest bearing deposits with other banks	15	7	59	21
Total interest income	17,652	19,554	53,961	60,407
Interest expense
Interest on deposits	4,561	5,160	13,971	16,037
Interest on short-term borrowings	1	2	2	79
Interest on long-term borrowings and subordinated debentures	3,169	4,844	9,805	14,576
Total interest expense	7,731	10,006	23,778	30,692
Net interest income	9,921	9,548	30,183	29,715
Provision for loan losses	2,001	4,500	8,001	18,350
Net interest income after provision for loan losses	7,920	5,048	22,182	11,365
Other income
Insurance commissions	1,073	1,227	3,458	3,659
Service fees	776	763	2,155	2,298
Realized securities gains	1,517	67	3,463	1,587
Gain on sale of assets	130	(84)	277	111
Write-down of foreclosed properties	(1,637)		(5,770)	(2,194)
Other	812	556	2,223	1,545
Total other-than-temporary impairment loss on securities	(1,684)	(184)	(4,815)	(638)
Portion of loss recognized in other comprehensive income	1,200	75	2,570	500
Net impairment loss recognized in earnings	(484)	(109)	(2,245)	(138)
Total other income	2,187	2,420	3,561	6,868
Other expense
Salaries, commissions, and employee benefits	3,959	3,999	11,987	11,812
Net occupancy expense	473	498	1,463	1,529
Equipment expense	589	620	1,750	1,883
Professional fees	265	223	654	759
Amortization of intangibles	88	88	263	263
FDIC premiums	580	715	1,859	2,165
Foreclosed properties expense	389	671	1,235	1,147
Other	1,230	1,379	3,240	4,151
Total other expense	7,573	8,193	22,451	23,709
Income (loss) before income taxes	2,534	(725)	3,292	(5,476)
Income tax expense (benefit)	598	(598)	698	(2,591)
Net Income (loss)	1,936	(127)	2,594	(2,885)
Dividends on preferred shares	74	74	223	223
Net Income (loss) applicable to common shares	$ 1,862	$ (201)	$ 2,371	$ (3,108)
Basic earnings per common share	$ 0.25	$ (0.03)	$ 0.32	$ (0.42)
Diluted earnings per common share	$ 0.24	$ (0.03)	$ 0.32	$ (0.42)