NOTE 9. DEPOSITS

The following is a summary of interest bearing deposits by type as of June 30, 2011 and 2010 and December 31, 2010:

	June 30,		December 31,		June 30,
Dollars in thousands	2011		2010		2010
Demand deposits, interest bearing	$	150,004	$	150,291	$	142,771
Savings deposits		212,745		177,053		196,224
Retail time deposits		401,599		404,704		368,295
Wholesale deposits		195,782		230,287		240,329
Total	$	960,130	$	962,335	$	947,619

Brokered deposits represent certificates of deposit acquired through a third party. The following is a summary of the maturity distribution of all certificates of deposit in denominations of $100,000 or more as of June 30, 2011:

Dollars in thousands	Amount		Percent
Three months or less	$	43,047		11.1	%
Three through six months		57,223		14.8	%
Six through twelve months		51,093		13.2	%
Over twelve months		236,236		60.9	%
Total	$	387,599		100.0	%

A summary of the scheduled maturities for all time deposits as of June 30, 2011 is as follows:

Dollars in thousands
Six month period ending December 31, 2011	$	177,027
Year ending December 31, 2012		158,245
Year ending December 31, 2013		91,976
Year ending December 31, 2014		46,529
Year ending December 31, 2015		46,352
Thereafter		77,251
	$	597,380