Exhibit 99.2

FOR IMMEDIATE RELEASE, FRIDAY, APRIL 25, 2008

April 25, 2008

Contact:                      Teresa Sherman, Director of Shareholder Relations

Telephone:                 (304) 530-0526

Email:                           tsherman@summitfgi.com

SUMMIT FINANCIAL GROUP ANNOUNCES FIRST HALF 2008 SEMI-ANNUAL DIVIDEND

MOOREFIELD, WV – April 25, 2008 -- SUMMIT FINANCIAL GROUP, INC. (NASDAQ: SMMF), a $1.5 billion financial holding company headquartered in Moorefield, West Virginia, today announces its first half 2008 semi-annual cash dividend.  The dividend will be $0.18 per share and is payable on June 16, 2008 to shareholders of record as of June 2, 2008.  This dividend represents an increase of 5.9% over the $0.17 per share paid in the first half of 2007.

Summit Financial Group, Inc., a financial holding company with total assets of $1.5 billion, provides community banking and insurance services.  Summit Community Bank, its wholly-owned community bank, operates fifteen banking offices located in the Shenandoah Valley and Northern regions of Virginia and the Eastern Panhandle and South Central regions of West Virginia.  Summit also operates Summit Insurance Services, LLC.