-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, MAYxrOkEVpWtWyCrEAokRpdqGy+2IcELw/tIMhO1KVvj0seyxgSWGlhRU9rwS+1O kk3gaLW0Kfq/WFsEmZPMNw== 0000020405-98-000106.txt : 19980402 0000020405-98-000106.hdr.sgml : 19980402 ACCESSION NUMBER: 0000020405-98-000106 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 19971231 FILED AS OF DATE: 19980331 SROS: NONE FILER: COMPANY DATA: COMPANY CONFORMED NAME: CITICORP MORTGAGE SECURITIES INC CENTRAL INDEX KEY: 0000811785 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 132614988 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: SEC FILE NUMBER: 000-16107 FILM NUMBER: 98584320 BUSINESS ADDRESS: STREET 1: 900 THIRD AVE 17TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10043 BUSINESS PHONE: 2125596727 MAIL ADDRESS: STREET 1: CITIBANK N A LEGAL AFFAIRS OFFICE STREET 2: 425 PARK AVENUE 2ND FLOOR CITY: NEW YORK STATE: NY ZIP: 10043 10-K 1 FORM 10-K FOR THER YEAR ENDED 12/31/97 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) X Annual Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 [ ] Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 (No Fee Required) For the Fiscal Year Ended December 31, 1997 Commission file numbers: 33-66222 Citicorp Mortgage Securities, Inc. (Issuer in respect of the REMIC Pass-Through Certificates Series 1997-1 through 1997-7) (the "Certificates") -------------------- (Exact name of Registrant as specified in its charter) Delaware 13-3408713 ------------------------------- ---------------- (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) 399 Park Avenue New York, New York 10043 ------------------------------- ---------- (Address of principal executive (Zip Code) offices) Registrant's telephone number, including area code: (212) 559-6727. -------------- Securities registered pursuant to Section 12(b) of the Act: NONE Securities registered pursuant to Section 12(g) of the Act: Certificates Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X . No . ----- ----- Indicate by check mark if disclosure of delinquent filers pursuant to Item 405 of Regulation S-K (ss. 229.405 of this chapter) is not contained herein, and will not be contained, to the best of Registrant's knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10-K or any amendment to this Form 10-K. [x] State the aggregate market value of the voting stock held by non-affiliates of the Registrant. The aggregate market value shall be computed by reference to the price at which the stock was sold, or the average bid and asked priced of such stock, as of a specified date within 60 days prior to the date of filing. (See definition of affiliate in Rule 405). NOT APPLICABLE PART I Item 1. Business Omitted pursuant to an exemptive order dated July 10, 1987 (the "Exemptive Order"). Item 2. Properties The Annual Statement of Compliance for the Registrant's REMIC Pass-Through Certificates Series 1997-1 through 1997-7 is included as Exhibit 99(a)(1) hereto. Item 3. Legal Proceedings. The Registrant knows of no material pending legal proceedings involving either the trusts evidenced by the Certificates, the Registrant, the custodians (as to each trust, Citicorp Mortgage, Inc. ("CMI")), the subservicer (as to each trust, CMI), or the trustee (as to the trust for Series 1997-1, 1997-3, `997-5 and 1997-7, State Street Bank and Trust Company and as to the trust for Series 1997-2 and 1997-4, The Bank of New York) with respect to each such trust, other than routine litigation incidental to the business of the Registrant or each such custodian, subservicer or trustee. Item 4. Submission of Matters to a Vote of Security-Holders. None. PART II Item 5. Market for Registrant's Common Equity and Related Stockholder Matters. (a) To the best of Registrant's knowledge, there is no established public trading market for the Certificates. (b) As of January 29, 1998, the number of holders of the Certificates was as follows: Number of Series Holders ------ ------- 1997-1 30 1997-2 22 1997-3 21 1997-4 12 1997-5 30 1997-6 1 1997-7 15 (c) Omitted pursuant to the Exemptive Order. Item 6. Selected Financial Data. Omitted pursuant to the Exemptive Order. Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operation. Omitted pursuant to the Exemptive Order. Item 8. Financial Statements and Supplementary Data. In accordance with the Exemptive Order, the Annual Statement of Compliance and the Annual Independent Accountant's Servicing Reports for the Registrant's REMIC Pass-Through Certificates Series 1997-1 through 1997-7 are included herein as Exhibits 99(a) (1) and 99(a) (2), respectively. Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure. None. PART III Item 10. Directors and Executive Officers of the Registrant. Omitted pursuant to the Exemptive Order. Item 11. Executive Compensation. Omitted pursuant to the Exemptive Order. Item 12. Security Ownership of Certain Beneficial Owners and Management. Omitted pursuant to the Exemptive Order. Item 13. Certain Relationships and Related Transactions. Omitted pursuant to the Exemptive Order. PART IV Item 14. Exhibits, Financial Statement Schedules, and Reports on Form 8-K. (a) Exhibits 1 The Registrant's Annual Statement of Compliance with respect to the Certificates as to which Citicorp Mortgage, Inc. ("CMI"), acts as subservicer. (Exhibit 99(a)(1)) 2 Annual Independent Accountants' Servicing Report with respect to the Certificates as to which CMI acts as subservicer.(Exhibit 99(a)(2)) (b) Current Reports on Form 8-K The Registrant filed the following Current Reports on Form 8-K during the fiscal year ended December 31, 1996: Series Date of Report ----------- -------------- CMSI 1997-1 February 25, 1997 CMSI 1997-2 May 28, 1997 CMSI 1997-3 August 28, 1997 CMSI 1997-4 November 3, 1997 CMSI 1997-5 November 20, 1997 CMSI 1997-6 November 25, 1997 CMSI 1997-7 November 23, 1997 The above Report sets forth under Item 2 thereof the "Detailed Description of the Mortgage Pool and the Mortgaged Properties" relating to the Series of Certificates to which the Report relates. The above report sets forth under Item 5 thereof the Computational Materials (as defined in the no-action letter dated May 20, 1994 issued by the Securities and Exchange Commission to Kidder Peabody Acceptance Corporation-I, Kidder Peabody & Co. Incorporated and Kidder Structured Asset Corporation) and/or Structural Term Sheets (as defined in the no-action letter dated February 17, 1995 issued by the Securities and Exchange Commission to the Public Securities Association) that are required to be filed pursuant to such letters. SIGNATURES Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. CITICORP MORTGAGE SECURITIES, INC. (Registrant) By: /s/Andrew E. La Barbera --------------------------- Name: Andrew E. La Barbera Title: President Dated: March 28, 1998 Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below on March 28, 1998 by the following persons on behalf of the Registrant in the capacities indicated. Signature Capacity --------- -------- /s/Andrew E. La Barbera Chairman of the Board and ------------------------------ a Director (Principal (Andrew E. La Barbera) Executive Officer) /s/ David W. Young Director ------------------------------ (David W. Young) /s/ James Levites Director ------------------------------ (James Levites) /s/ John Outland Senior Vice President,Chief ------------------------------ Financial Officer(Principal (John Outland) Financial Officer and Principal Accounting Officer) EXHIBIT INDEX Exhibit No. - ----------- 99(a)(1) The Registrant's Annual Statement of Compliance with respect to the Registrant's Mortgage Pass-Through Certificates and REMIC Pass-Through Certificates as to which CMI acts as subservicer. 99(a)(2) Annual Independent Accountants' Servicing Report with respect to the Registrant's Mortgage Pass-Through Certificates and REMIC Pass-Through Certificates as to which CMI acts as subservicer. EX-99.(A)(1) 2 REGISTRANT'S ANNUAL STATEMENT OF COMPLIANCE Citicorp Mortgage, Inc. OFFICER'S CERTIFICATE ANNUAL STATEMENT OF COMPLIANCE Citicorp Mortgage Securities, Inc. REMIC Pass-Through Certoificates Per The Attached List --------------------- I, Patsy M. Barker, Vice Presdient of Citicorp Mortgage, Inc. ("CMI"), pursuant to the Subservicing Agreements (the Subservicing Agreements") under which Citicorp Mortgage Securities, Inc. has delegated duties required to be performed by it under the Poooling and Serviucing Agreements (the "Pooling Agreements") relating to the above-referenced Certificates to CMI, hereby certify that: (A) A review of the activities of CMI during the preceding calender year and of its performance as subservicer under the Subservicing Agreements and Poooling Agreements has been made under my supervision; and (B) To the best of my knowledge, based on such review, CMI has fulfilled all of its obligations as subservicer under the Subservicing Agreements and Pooling Agreements thoughout the preceding calender year. IN WITNESS WHEREOF, I have executed this Certificate as of March 31, 1998. BY: /s/ Patsy M. Barker ----------------------- NAME: Patsy M. Barker TITLE: Vice President CITICORP MORTGAGE SECURITIES, INC. Series 1992-12 1992-13 1992-13A AND 1992-13B 1992-14 1992-15 1992-16 1992-17 1992-18 1992-19 1993-1 1993-3, 1993-FX AND 1993-HK 1993-5 1993-7 1993-9 1993-11, 1993-11FX AND 1993-11HK 1993-13, 1993-13FX AND 1993-13HK 1994-1 1994-3 1994-5 1994-7 1994-9 1994-11 1994-13 1995-2, 1995-2P AND 1995-2D 1995-3, 1995-3P AND 1995-3D 1997-1, 1997-1P AND 1997-1D 1997-3, 1997-3P AND 1997-3D 1997-5, 1997-5P AND 1997-5D 1997-7, 1997-7P AND 1997-7D CITICORP MORTGAGE SECURITIES, INC. Series 1992-20, 1992-20FX AND 1992-20HK 1993-2 1993-4 1993-6, 1993-6FX AND 1993-6HK 1993-8, 1993-8FX AND 1993-8HK 1993-10 1993-12 1993-14 1994-2 1994-4, 1994-FX AND 1994-4HK 1994-6 1994-8 1994-10 1994-12, 1994-12FX AND 1994-12HK 1995-1, 1995-1P AND 1995-1D 1996-1, 1996-1P AND 1996-1D 1997-2, 1997-2P AND 1997-2D 1997-4, 1997-4P AND 1997-4D 1997-6 EX-99.(A)(2) 3 ANNUAL INDEPENDENT ACCOUNTANTS' SERVICING REPORT [Logo] KPMG Peat Marwick Independent Auditor's Report The Board of Directors Citicorp Mortgage, Inc. 12855 North Outer Forty Drive St. Louis, Missouri 63141 Mercantile Bank N.A. One Mercantile Center 17th Floor St. Louis, Missouri 63101 Citibank, N.A. 399 Park Avenue New York, New York 10043 We have audited the consolidated financial statements of Citicorp Mortgage, Inc. (an indirect wholly owned subsidiary of Citicorp) and subsidiaries (the Company) as of and for the year ended December 31, 1997, and have issued our report thereon dated February 20, 1998. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. In connection with our audit, nothing came to our attention that caused us to believe that the Company failed to comply with the requirements applicable to HUD-approved Title II non-supervised mortgagee and loan correspondents, as specified in the Consolidated Audit Guide for Audits of HUD Programs (the Guide), issued by the U.S. Department of Housing and Urban Development, Office of the Inspector General in August 1997 insofar as they relate to accounting matters related to the Mortgage Pass-Thru Certificates referred to in Exhibit I. However, our audit was not directed primarily toward obtaining knowledge of such noncompliance. This report is intended for the information and use of the Board of Directors, management of the Company and the Trustee and should not be distributed or used for any other purpose. /s/ KPMG Peat Marwick LLP February 20, 1998 Exhibit I CITICORP MORTGAGE INC. AND SUBSIDIARIES (An Indirect Wholly Owned Subsidiary of Citicorp) Mortgage Pass-Through Certificates December 31, 1997 Citicorp Homeowners, Inc. Series 1987-2 Citibank, N.A. Series 1981-A Citibank, N.A. Series 1981-B Citibank, N.A. Series 1983-B Citibank, N.A. Series 1985-A Citibank, N.A. Series 1985-H Citibank, N.A. Series 1985-K Citibank, N.A. Series 1986-C Citibank, N.A. Series 1986-F Citibank, N.A. Series 1986-J Citibank, N.A. Series 1986-L Citibank, N.A. Series 1986-N Citibank, N.A. Series 1986-O Citibank, N.A. Series 1986-P Citibank, N.A. Series 1986-Q Citibank, N.A. Series 1986-R Citibank, N.A. Series 1986-S Citibank, N.A. Series 1986-T Citibank, N.A. Series 1987-A Citibank, N.A. Series 1987-B Citibank, N.A. Series 1987-C Citibank, N.A. Series 1987-D Citibank, N.A. Series 1987-E Citibank, N.A. Series 1987-F Citibank, N.A. Series 1989 Co/op Citicorp Mortgage Securities, Inc. Series 1987-1 Citicorp Mortgage Securities, Inc. Series 1987-2 Citicorp Mortgage Securities, Inc. Series 1987-3 Citicorp Mortgage Securities, Inc. Series 1987-4 Citicorp Mortgage Securities, Inc. Series 1987-5 Citicorp Mortgage Securities, Inc. Series 1987-8 Citicorp Mortgage Securities, Inc. Series 1987-9 Citicorp Mortgage Securities, Inc. Series 1987-10 Citicorp Mortgage Securities, Inc. Series 1987-11 Exhibit I Cont. --------------- Citicorp Mortgage Securities, Inc. Citibank, N.A. Series 1987-13A Citicorp Mortgage Securities, Inc. Series 1987-14 Citicorp Mortgage Securities, Inc. Series 1987-17 Citicorp Mortgage Securities, Inc. Citibank, N.A. Series 1987-18A Citicorp Mortgage, Inc. Series 1987-18B Citicorp Mortgage Securities, Inc. Citibank, N.A. Series 1987-20A Citicorp Mortgage Securities Inc. Citicorp Mortgage, Inc. Series 1988-1A Citicorp Mortgage Securities, Inc. Series 1988-3 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-4A Citibank, N.A. Series 1988-4B Citicorp Savings of Illinois, A Federal S&L Assoc. Series 1988-4C Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-5A Citibank, N.A. Series 1988-5B Citicorp Savings of Florida, A Federal S&L Assoc. Series 1988-5C Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-6A Citibank, N.A. Series 1988-6B Citicorp Mortgage Securities, Inc. Series 1988-8 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-9A Citibank, N.A. Series 1988-9B 2 Exhibit I Cont. --------------- Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-10A Citibank, N.A. Series 1988-10B Citicorp Savings of Florida, A Federal S&L Assoc. Series 1988-10C Citicorp Mortgage Securities, Inc. Series 1988-11 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-13A Citibank, N.A. Series 1988-13B Citicorp Savings of Illinois, A Federal S&L Assoc. Series 1988-13C Citicorp Mortgage Securities, Inc. Series 1988-15 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-16A Citibank, N.A. Series 1988-16B Citicorp Savings of Florida, A Federal S&L Assoc. Series 1988-16C Citicorp Mortgage Securities, Inc. Series 1988-17 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-18A Citibank, N.A. Series 1988-18B Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1988-19A Citibank, N.A. Series 1988-19B Citicorp Savings of Florida, A Federal S&L Assoc. Series 1988-19C Citicorp Mortgage Securities, Inc. Series 1988-20 Citicorp Mortgage Securities, Inc. Series 1989-1 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1989-2A Citibank, N.A. Series 1989-2B Citicorp Savings of Illinois, A Federal S&L Assoc. Series 1989-2C 3 Exhibit I Cont. --------------- Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1989-4A Citibank, N.A. Series 1989-4B Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1989-5A Citibank, N.A. Series 1989-5B Citicorp Mortgage Securities, Inc. Series 1989-6 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1989-8A Citibank, N.A. Series 1989-8B Citicorp Mortgage Securities, Inc. Series 1989-9 Citicorp Mortgage Securities, Inc. Series 1989-12 Citicorp Mortgage Securities, Inc. Series 1989-13 Citicorp Mortgage Securities,Inc. Series 1989-16 Citicorp Mortgage Securities, Inc. Series 1989-17 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1989-A1 Citibank, N.A. Series 1989-A2 Citicorp Savings of Florida, A Federal S&L Assoc. Series 1989-A3 Citicorp Savings of Illinois, A Federal S&L Assoc. Series 1989-A4 Citicorp Mortgage Securities, Inc. Series 1989-19 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1989-C1 Citibank, N.A. Series 1989-C2 Citicorp Savings of Illinois, A Federal S&L Assoc. Series 1989-C3 Citicorp Savings of California, A Federal S&L Assoc. Series 1989-C4 4 Exhibit I Cont. --------------- Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1989-D1 Citibank, N.A. Series 1989-D2 Citicorp Savings of California, A Federal S&L Assoc. Series 1989-D3 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-5A Citibank, N.A. Series 1990-5B Citibank, Federal Savings Bank Series 1990-5C Citibank Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-6A Citibank, N.A. Series 1990-6B Citibank, Federal Savings Bank Series 1990-6C Citibank, Federal Savings Bank Series 1990-6D Citibank Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-7A Citibank, N.A. Series 1990-7B Citibank, Federal Savings Bank Series 1990-7C Citibank, Federal Savings Bank Series 1990-7D Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-8A Citibank, N.A. Series 1990-8B Citibank, Federal Savings Bank Series 1990-8C Citibank, Federal Savings Bank Series 1990-8D Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-9A Citibank, N.A. Series 1990-9B Citibank, Federal Savings Bank Series 1990-9C Citibank, Federal Savings Bank Series 1990-9D Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-10A Citibank, N.A. Series 1990-10B Citibank, Federal Savings Bank Series 1990-10C Citibank, Federal Savings Bank Series 1990-10D 5 Exhibit I Cont. --------------- Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-11A Citibank, N.A. Series 1990-11B Citibank, Federal Savings Bank Series 1990-11C Citibank, Federal Savings Bank Series 1990-11D Citibank, Federal Savings Bank Series 1990-11E Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-12A Citibank, N.A. Series 1990-12B Citibank, Federal Savings Bank Series 1990-12C Citicorp Mortgage Securities, Inc. Series 1990-14 Citicorp Mortgage Securities, Inc. Series 1990-16 Citicorp Mortgage Securities, Inc. Series 1990-17 Citicorp Mortgage Securities, Inc. Series 1990-18 Citicorp Mortgage Securities, Inc. Series 1990-19 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-A1 Citibank, N.A. Series 1990-A2 Citicorp Savings of California, A Federal S&L Assoc. Series 1990-A3 Citicorp Mortgage Securities, Inc. Citicorp Mortgage, Inc. Series 1990-B1 Citibank, N.A. Series 1990-B2 Citibank, Federal Savings Bank Series 1990-B3 Citicorp Mortgage Securities, Inc. Series 1990-D Citicorp Mortgage Trust III Citicorp Mortgage, Inc. Series 1990-IIIA Citibank, N.A. Series 1990-IIIB Citicorp Savings of California, A Federal S&L Assoc. Series 1990-IIIC Citicorp Mortgage Trust IV Citicorp Mortgage, Inc. Series 1990-IVA Citibank, N.A. Series 1990-IVB Citibank, Federal Savings Bank Series 1990-IVC Citibank, Federal Savings Bank Series 1990-IVD 6 Exhibit I Cont. --------------- Citibank, Federal Savings Bank Series 1990-IVE Citicorp Mortgage Securities, Inc. Series 1991-1 Citicorp Mortgage Securities, Inc. Series 1991-2 Citicorp Mortgage Securities, Inc. Series 1991-3 Citicorp Mortgage Securities, Inc. Series 1991-4 Citicorp Mortgage Securities, Inc. Series 1991-5 Citicorp Mortgage Securities, Inc. Series 1991-6 Citicorp Mortgage Securities, Inc. Series 1991-7 Citicorp Mortgage Securities, Inc. Series 1991-8 Citicorp Mortgage Securities, Inc. Series 1991-9 Citicorp Mortgage Securities, Inc. Series 1991-11 Citicorp Mortgage Securities, Inc. Series 1991-13 Citicorp Mortgage Securities, Inc. Series 1991-14 Citicorp Mortgage Securities, Inc. Series 1991-15 Citicorp Mortgage Securities, Inc. Series 1991-16 Citicorp Mortgage Securities, Inc. Series 1991-17 Citicorp Mortgage Securities, Inc. Series 1991-18 Citicorp Mortgage Securities, Inc. Series 1991-A Citicorp Mortgage Securities, Inc. Series 1992-1 Citicorp Mortgage Securities, Inc. Series 1992-2 Citicorp Mortgage Securities, Inc. Series 1992-3 Citicorp Mortgage Securities, Inc. Series 1992-4 Citicorp Mortgage Securities, Inc. Series 1992-5 Citicorp Mortgage Securities, Inc. Series 1992-7 Citicorp Mortgage Securities, Inc. Series 1992-8 Citicorp Mortgage Securities, Inc. Series 1992-9 Citicorp Mortgage Securities, Inc. Series 1992-10 Citicorp Mortgage Securities, Inc. Series 1992-11 Citicorp Mortgage Securities, Inc. Series 1992-12 Citicorp Mortgage Securities, Inc. Series 1992-13 Citicorp Mortgage Securities, Inc. Series 1992-14 Citicorp Mortgage Securities, Inc. Series 1992-15 Citicorp Mortgage Securities, Inc. Series 1992-16 Citicorp Mortgage Securities, Inc. Series 1992-17 Citicorp Mortgage Securities, Inc. Series 1992-18 Citicorp Mortgage Securities, Inc. Series 1992-19 Citicorp Mortgage Securities, Inc. Series 1992-20 7 Exhibit I Cont. --------------- Citicorp Mortgage Securities, Inc. Series 1993-1 Citicorp Mortgage Securities, Inc. Series 1993-2 Citicorp Mortgage Securities, Inc. Series 1993-3 Citicorp Mortgage Securities, Inc. Series 1993-4 Citicorp Mortgage Securities, Inc. Series 1993-5 Citicorp Mortgage Securities, Inc. Series 1993-6 Citicorp Mortgage Securities, Inc. Series 1993-7 Citicorp Mortgage Securities, Inc. Series 1993-8 Citicorp Mortgage Securities, Inc. Series 1993-9 Citicorp Mortgage Securities, Inc. Series 1993-10 Citicorp Mortgage Securities, Inc. Series 1993-11 Citicorp Mortgage Securities, Inc. Series 1993-12 Citicorp Mortgage Securities, Inc. Series 1993-13 Citicorp Mortgage Securities, Inc. Series 1993-14 Citicorp Mortgage Securities, Inc. Series 1994-1 Citicorp Mortgage Securities, Inc. Series 1994-2 Citicorp Mortgage Securities, Inc. Series 1994-3 Citicorp Mortgage Securities, Inc. Series 1994-4 Citicorp Mortgage Securities, Inc. Series 1994-5 Citicorp Mortgage Securities, Inc. Series 1994-6 Citicorp Mortgage Securities, Inc. Series 1994-7 Citicorp Mortgage Securities, Inc. Series 1994-8 Citicorp Mortgage Securities, Inc. Series 1994-9 Citicorp Mortgage Securities, Inc. Series 1994-10 Citicorp Mortgage Securities, Inc. Series 1994-11 Citicorp Mortgage Securities, Inc. Series 1994-12 Citicorp Mortgage Securities, Inc. Series 1994-13 Citicorp Mortgage Securities, Inc. Series 1995-1 Citicorp Mortgage Securities, Inc. Series 1995-2 Citicorp Mortgage Securities, Inc. Series 1995-3 Citicorp Mortgage Securities, Inc. Series 1996-1 Citicorp Mortgage Securities, Inc. Series 1997-1 Citicorp Mortgage Securities, Inc. Series 1997-2 Citicorp Mortgage Securities, Inc. Series 1997-3 Citicorp Mortgage Securities, Inc. Series 1997-4 8 Exhibit I Cont. --------------- Citicorp Mortgage Securities, Inc. Series 1997-5 Citicorp Mortgage Securities, Inc. Series 1997-6 Citicorp Mortgage Securities, Inc. Series 1997-7 -----END PRIVACY-ENHANCED MESSAGE-----