X0202 4 2005-01-04 0 0000811612 COMMERCE GROUP INC /MA CGI 0001237565 LAURING RAYMOND J 23 BRIGHAM ROAD WORCESTER MA 01609 1 0 0 0 Common stock 2005-01-04 5 G 0 E 5082 0 D 773303 D Common stock 34567 I See The 34,567 shares are owned by the undersigned's wife. The filing of this statement by the undersigned is not to be construed as and shall not be deemed to be an admission that the undersigned is, for the purposes of Section 16 of the Securities Exchange Act of 1934, as amended, a beneficial owner of the shares referred to above. /s/ Raymond J. Lauring 2005-02-22