Deferred Loan Costs

6 Months Ended

Jun. 30, 2013

Notes to Financial Statements

Deferred Loan Costs

Note 9 – Deferred Loan Costs

The amount of loans shown on the Consolidated Balance Sheets includes net deferred loan costs of approximately $1,168,000, $1,324,000, and $1,376,000 at June 30, 2013, December 31, 2012, and June 30, 2012, respectively.