Deferred Loan Costs

3 Months Ended

Mar. 31, 2013

Notes to Financial Statements

Deferred Loan Costs

Note 9 – Deferred Loan Costs

The amount of loans shown on the Consolidated Balance Sheets includes net deferred loan costs of approximately $1,323,000, $1,324,000, and $1,340,000 at March 31, 2013, December 31, 2012, and March 31, 2012, respectively.