Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2012

Notes to Financial Statements

Reconciliation of the numerators and denominators used in computing Basic and Diluted Earnings Per Common Share

	For the Years Ended December 31,
	2012								2011						2010
($ in thousands, except per share amounts)	Income (Numer- ator)			Shares (Denom- inator)		Per Share Amount			Income (Numer- ator)		Shares (Denom- inator)		Per Share Amount		Income (Numer- ator)		Shares (Denom- inator)		Per Share Amount
Basic EPS
Net income (loss) available to common shareholders	$	(26,215	)		17,049,513	$	(1.54	)	$	7,476		16,856,072	$	0.44	$	5,875		16,764,879	$	0.35
Effect of dilutive securities		—			—					—		27,172				—		28,771
Diluted EPS per common share	$	(26,215	)		17,049,513	$	(1.54	)	$	7,476		16,883,244	$	0.44	$	5,875		16,793,650	$	0.35

Components of accumulated other comprehensive income (loss)

($ in thousands)	December 31, 2012			December 31, 2011			December 31, 2010
Unrealized gain on securities available for sale	$	3,290			3,896			2,478
Deferred tax liability		(1,283	)		(1,520	)		(966	)
Net unrealized gain on securities available for sale		2,007			2,376			1,512
Additional pension liability		(3,579	)		(18,278	)		(10,905	)
Deferred tax asset		1,396			7,220			4,308
Net additional pension liability		(2,183	)		(11,058	)		(6,597	)
Total accumulated other comprehensive income (loss)	$	(176	)		(8,682	)		(5,085	)