Earnings Per Common Share (Tables)

9 Months Ended

Sep. 30, 2012

Earnings Per Common Share Tables

Reconciliation of the numerators and denominators used in computing basic and diluted earnings per common share

The following is a reconciliation of the numerators and denominators used in computing basic and diluted earnings per common share:

	For the Three Months Ended September 30,
	2012						2011
($ in thousands except per    share amounts)	Income (Numer- ator)		Shares (Denom- inator)		Per Share Amount		Income (Numer- ator)			Shares (Denom- inator)		Per Share Amount
Basic EPS
Net income (loss) available to     common shareholders	$	3,735		16,988,150	$	0.22	$	(732	)		16,875,918	$	(0.04	)
Effect of Dilutive Securities		—		—				—			27,113
Diluted EPS per common share	$	3,735		16,988,150	$	0.22	$	(732	)		16,903,031	$	(0.04	)

	For the Nine Months Ended September 30,
	2012						2011
($ in thousands except per    share amounts)	Income (Numer- ator)		Shares (Denom- inator)		Per Share Amount		Income (Numer- ator)		Shares (Denom- inator)		Per Share Amount
Basic EPS
Net income available to     common shareholders	$	254		16,955,130	$	0.01	$	7,286		16,843,716	$	0.43
Effect of Dilutive Securities		—		—				—		27,294
Diluted EPS per common share	$	254		16,955,130	$	0.01	$	7,286		16,871,010	$	0.43