Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks, noninterest-bearing	$ 93,666	$ 64,519
Due from banks, interest-bearing	282,683	166,783
Total cash and cash equivalents	376,349	231,302
Securities available for sale	806,470	821,945
Securities held to maturity (fair values of $62,385 and $68,333)	61,303	67,932
Presold mortgages in process of settlement	14,861	19,712
SBA Loans held for sale	18,449	0
Loans	4,552,708	4,453,466
Allowance for loan losses	(24,498)	(21,398)
Net loans	4,528,210	4,432,068
Premises and equipment	113,669	114,859
Operating right-of-use lease assets	19,347	19,669
Accrued interest receivable	15,767	16,648
Goodwill	234,368	234,368
Other intangible assets	15,461	17,217
Foreclosed properties	3,487	3,873
Bank-owned life insurance	105,083	104,441
Other assets	63,234	59,605
Total assets	6,376,058	6,143,639
LIABILITIES
Noninterest bearing checking accounts	1,580,849	1,515,977
Interest bearing checking accounts	922,985	912,784
Money market accounts	1,224,414	1,173,107
Savings accounts	431,377	424,415
Time deposits of $100,000 or more	639,762	649,947
Other time deposits	245,601	255,125
Total deposits	5,044,988	4,931,355
Borrowings	402,185	300,671
Accrued interest payable	2,100	2,154
Operating lease liabilities	19,578	19,855
Other liabilities	45,009	37,203
Total liabilities	5,513,860	5,291,238
Commitments and contingencies
SHAREHOLDERS’ EQUITY
Preferred stock, no par value per share. Authorized: 5,000,000 shares Issued & outstanding: none, none, and none	0	0
Common stock, no par value per share. Authorized: 40,000,000 shares Issued & outstanding: 29,717,223, 29,724,874, and 29,702,912 shares	410,236	429,514
Retained earnings	430,709	417,764
Stock in rabbi trust assumed in acquisition	(2,602)	(2,587)
Rabbi trust obligation	2,602	2,587
Accumulated other comprehensive income (loss)	21,253	5,123
Total shareholders’ equity	862,198	852,401
Total liabilities and shareholders’ equity	$ 6,376,058	$ 6,143,639