CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 6,293	$ 5,306
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	236	954
Net amortization of securities	360	434
Increase in cash surrender value of life insurance	(457)	(470)
Depreciation and amortization of bank premises and equipment	553	509
Net accretion of purchase accounting adjustments	(24)	(56)
Stock-based compensation	325	326
Deferred income taxes	759	339
Decrease (increase) in fair value of servicing rights	69	(25)
Net gains from sale of loans	(205)	(191)
Origination of loans held for sale	(5,499)	(5,663)
Proceeds from sales of loans held for sale	6,665	5,771
Increase in accrued interest receivable and other assets	(2,871)	(1,273)
Decrease in accrued interest payable and other liabilities	(4,648)	(290)
Other	27	58
Net Cash Provided by Operating Activities	1,583	5,729
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from calls and maturities of available-for-sale debt securities	7,306	7,453
Purchase of available-for-sale debt securities	(8,580)	0
Redemption of Federal Home Loan Bank of Pittsburgh stock	344	2,704
Purchase of Federal Home Loan Bank of Pittsburgh stock	(160)	(3,756)
Purchase of Federal Reserve Bank stock	(12)	(14)
Net increase in loans	(2,563)	(24,313)
Purchase of premises and equipment	(542)	(744)
Proceeds from sale of foreclosed assets	0	22
Other	41	25
Net Cash Used in Investing Activities	(4,166)	(18,623)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase (decrease) in deposits	8,232	(18,902)
Net (decrease) increase in short-term borrowings	(1,917)	14,957
Proceeds from long-term borrowings - FHLB advances	0	16,524
Repayments of long-term borrowings - FHLB advances	(11,028)	(6,027)
Purchases of treasury stock	(208)	(212)
Common dividends paid	(3,932)	(3,876)
Net Cash (Used in) Provided by Financing Activities	(8,853)	2,464
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	(11,436)	(10,430)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	123,574	52,778
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 112,138	$ 42,348