XML 68 R53.htm IDEA: XBRL DOCUMENT v3.25.1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details)
3 Months Ended 12 Months Ended
Mar. 31, 2025
USD ($)
component
Mar. 31, 2024
USD ($)
Dec. 31, 2024
USD ($)
borrower
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Loans, Number of Components of Allowance for Credit Losses | component 2    
Period of weighted average remaining life of loans in which economic forecast affects ACL 2 years    
Beginning balance $ 20,035,000 $ 19,208,000 $ 19,208,000
Charge-offs (117,000) (180,000)  
Recoveries 26,000 35,000  
Provision (credit) for credit losses on loans 228,000 960,000  
Ending balance 20,172,000 20,023,000 20,035,000
Allowance for loan losses individually evaluated 189,000   122,000
Amortized cost with individual ACL 945,000   $ 258,000
Number of loans evaluated on individual basis | borrower     1
Financing Receivable, Allowance for Credit Loss, Collectively Evaluated 19,983,000   $ 19,913,000
Commercial | Commercial real estate - non-owner occupied      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Beginning balance 11,964,000 12,010,000 12,010,000
Charge-offs 0 0  
Recoveries 0 0  
Provision (credit) for credit losses on loans 96,000 523,000  
Ending balance 12,060,000 12,533,000 11,964,000
Allowance for loan losses individually evaluated 0   0
Commercial | Commercial real estate - owner occupied      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Beginning balance 2,844,000 2,116,000 2,116,000
Charge-offs 0 0  
Recoveries 0 0  
Provision (credit) for credit losses on loans (75,000) 602,000  
Ending balance 2,769,000 2,718,000 2,844,000
Allowance for loan losses individually evaluated 47,000   122,000
Commercial | All other commercial loans      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Beginning balance 3,361,000 2,918,000 2,918,000
Charge-offs 0 (60,000)  
Recoveries 1,000 20,000  
Provision (credit) for credit losses on loans 232,000 702,000  
Ending balance 3,594,000 3,580,000 3,361,000
Allowance for loan losses individually evaluated 142,000   0
Residential mortgage loans      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Beginning balance 1,356,000 1,764,000 1,764,000
Charge-offs 0 0  
Recoveries 1,000 3,000  
Provision (credit) for credit losses on loans (76,000) (998,000)  
Ending balance 1,281,000 769,000 1,356,000
Consumer loans      
LOANS AND ALLOWANCE FOR CREDIT LOSSES      
Beginning balance 510,000 400,000 400,000
Charge-offs (117,000) (120,000)  
Recoveries 24,000 12,000  
Provision (credit) for credit losses on loans 51,000 131,000  
Ending balance $ 468,000 $ 423,000 $ 510,000