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Consolidated Statements of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Interest and fees on loans:    
Taxable $ 27,503 $ 26,703
Tax-exempt 592 545
Income from available-for-sale debt securities:    
Taxable 2,302 2,136
Tax-exempt 573 553
Other interest and dividend income 739 399
Total interest and dividend income 31,709 30,336
INTEREST EXPENSE    
Interest on deposits 9,592 8,891
Interest on short-term borrowings 0 597
Interest on long-term borrowings - FHLB advances 1,789 1,456
Interest on senior notes, net 121 120
Interest on subordinated debt, net 232 231
Total interest expense 11,734 11,295
Net interest income 19,975 19,041
Provision for credit losses 236 954
Net interest income after provision for credit losses 19,739 18,087
NONINTEREST INCOME    
Trust revenue 2,102 1,897
Brokerage and insurance revenue 498 539
Net gains from sale of loans 205 191
Increase in cash surrender value of life insurance 457 470
Other noninterest income 1,132 1,017
Total noninterest income 7,008 6,675
NONINTEREST EXPENSE    
Salaries and employee benefits 11,759 11,562
Net occupancy and equipment expense 1,459 1,450
Data processing and telecommunications expense 2,071 1,992
Automated teller machine and interchange expense 387 487
Pennsylvania shares tax 496 433
Professional fees 517 518
Other noninterest expense 2,354 1,862
Total noninterest expense 19,043 18,304
Income before income tax provision 7,704 6,458
Income tax provision 1,411 1,152
NET INCOME $ 6,293 $ 5,306
EARNINGS PER COMMON SHARE - BASIC (in dollars per share) $ 0.41 $ 0.35
EARNINGS PER COMMON SHARE - DILUTED (in dollars per share) $ 0.41 $ 0.35
Service charges on deposit accounts    
NONINTEREST INCOME    
Revenue $ 1,440 $ 1,318
Interchange revenue from debit card transactions    
NONINTEREST INCOME    
Revenue 1,036 1,013
Loan servicing fees, net    
NONINTEREST INCOME    
Revenue $ 138 $ 230