CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2025	Dec. 31, 2024
Cash and due from banks:
Noninterest-bearing	$ 36,185,000	$ 21,110,000
Interest-bearing	78,553,000	105,064,000
Total cash and due from banks	114,738,000	126,174,000
Available-for-sale debt securities, at fair value	408,463,000	402,380,000
Loans receivable	1,898,432,000	1,895,848,000
Allowance for credit losses	(20,172,000)	(20,035,000)
Loans, net	1,878,260,000	1,875,813,000
Bank-owned life insurance	51,671,000	51,214,000
Accrued interest receivable	9,281,000	8,735,000
Bank premises and equipment, net	21,304,000	21,338,000
Foreclosed assets held for sale	199,000	181,000
Deferred tax asset, net	17,194,000	19,098,000
Goodwill	52,505,000	52,505,000
Core deposit intangibles, net	1,974,000	2,080,000
Other assets	53,639,000	51,135,000
TOTAL ASSETS	2,609,228,000	2,610,653,000
Deposits:
Noninterest-bearing	489,444,000	486,566,000
Interest-bearing	1,612,697,000	1,607,343,000
Total deposits	2,102,141,000	2,093,909,000
Short-term borrowings	571,000	2,488,000
Long-term borrowings - FHLB advances	154,423,000	165,451,000
Senior notes, net	14,917,000	14,899,000
Subordinated debt, net	24,860,000	24,831,000
Accrued interest and other liabilities	30,485,000	33,791,000
TOTAL LIABILITIES	2,327,397,000	2,335,369,000
COMMITMENTS AND CONTINGENT LIABILITIES
STOCKHOLDERS' EQUITY
Preferred stock, $1,000 par value; authorized 30,000 shares; $1,000 liquidation preference per share; no shares issued	0	0
Common stock, par value $1.00 per share; authorized 30,000,000 shares; issued 16,030,172 and outstanding 15,482,848 at March 31, 2025; issued 16,030,172 and outstanding 15,433,494 at December 31, 2024	16,030,000	16,030,000
Paid-in capital	142,968,000	143,565,000
Retained earnings	167,741,000	165,778,000
Treasury stock, at cost; 547,324 shares at March 31, 2025 and 596,678 shares at December 31, 2024	(12,218,000)	(13,328,000)
Accumulated other comprehensive loss	(32,690,000)	(36,761,000)
TOTAL STOCKHOLDERS' EQUITY	281,831,000	275,284,000
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY	$ 2,609,228,000	$ 2,610,653,000