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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Credit Losses For Off- Balance Sheet (Details) - USD ($)
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Balance $ 690,000 $ 425,000
Recoveries 0 39,000
Credit for unfunded commitments (235,000) (567,000)
Balance 455,000 690,000
Accounting Standards Update 2022-02 | Adoption of ASU 2016-13 (CECL)    
LOANS AND ALLOWANCE FOR CREDIT LOSSES    
Balance 793,000  
Balance $ 0 $ 793,000