BANK PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Schedule of bank premises and equipment

(In Thousands)	December 31,
	2024		2023
Land	$	3,573	$	3,573
Buildings and improvements		33,623		32,582
Furniture and equipment		14,266		14,618
Construction in progress		186		614
Total		51,648		51,387
Less: accumulated depreciation		(30,310)		(29,755)
Net	$	21,338	$	21,632

Schedule of depreciation expense in consolidated statements of income

(In Thousands)	2024		2023		2022
Net occupancy and equipment expense	$	2,122	$	1,915	$	2,049
Data processing and telecommunications expense		61		236		340
Total	$	2,183	$	2,151	$	2,389