CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Cash and due from banks:
Noninterest-bearing	$ 25,707,000	$ 24,855,000
Interest-bearing	158,506,000	32,023,000
Total cash and due from banks	184,213,000	56,878,000
Available-for-sale debt securities, at fair value	408,422,000	415,755,000
Loans receivable	1,892,764,000	1,848,139,000
Allowance for credit losses	(20,442,000)	(19,208,000)
Loans, net	1,872,322,000	1,828,931,000
Bank-owned life insurance	50,757,000	63,674,000
Accrued interest receivable	9,419,000	9,140,000
Bank premises and equipment, net	21,537,000	21,632,000
Foreclosed assets held for sale	181,000	478,000
Deferred tax asset, net	17,047,000	17,441,000
Goodwill	52,505,000	52,505,000
Core deposit intangibles, net	2,177,000	2,469,000
Other assets	52,242,000	46,681,000
TOTAL ASSETS	2,670,822,000	2,515,584,000
Deposits:
Noninterest-bearing	513,067,000	490,554,000
Interest-bearing	1,622,812,000	1,524,252,000
Total deposits	2,135,879,000	2,014,806,000
Short-term borrowings	11,426,000	33,874,000
Long-term borrowings - FHLB advances	174,617,000	138,337,000
Senior notes, net	14,882,000	14,831,000
Subordinated debt, net	24,802,000	24,717,000
Accrued interest and other liabilities	31,911,000	26,638,000
TOTAL LIABILITIES	2,393,517,000	2,253,203,000
STOCKHOLDERS' EQUITY
Preferred stock, $1,000 par value; authorized 30,000 shares; $1,000 liquidation preference per share; no shares issued	0	0
Common stock, par value $1.00 per share; authorized 30,000,000 shares; issued 16,030,172 and outstanding 15,414,132 at September 30, 2024; issued 16,030,172 and outstanding 15,295,135 at December 31, 2023	16,030,000	16,030,000
Paid-in capital	143,206,000	144,388,000
Retained earnings	161,920,000	157,028,000
Treasury stock, at cost; 616,040 shares at September 30, 2024 and 735,037 shares at December 31, 2023	(13,787,000)	(16,628,000)
Accumulated other comprehensive loss	(30,064,000)	(38,437,000)
TOTAL STOCKHOLDERS' EQUITY	277,305,000	262,381,000
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY	$ 2,670,822,000	$ 2,515,584,000