CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:
Net income	$ 11,419	$ 12,296
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	1,519	460
Realized gains on available-for-sale debt securities, net	0	(6)
Net amortization of securities	862	1,038
Increase in cash surrender value of life insurance	(914)	(290)
Depreciation and amortization of bank premises and equipment	1,054	1,104
Net accretion of purchase accounting adjustments	(128)	(158)
Stock-based compensation	716	695
Deferred income taxes	(156)	153
Decrease in fair value of servicing rights	43	95
Net gains from sale of loans	(426)	(213)
Origination of loans held for sale	(13,829)	(6,552)
Proceeds from sales of loans held for sale	13,033	6,768
Increase in accrued interest receivable and other assets	(300)	(351)
Increase in accrued interest payable and other liabilities	1,363	2,291
Other	106	13
Net Cash Provided by Operating Activities	14,362	17,343
CASH FLOWS FROM INVESTING ACTIVITIES:
Proceeds from maturities of certificates of deposit	250	1,750
Proceeds from sales of available-for-sale debt securities	0	18,357
Proceeds from calls and maturities of available-for-sale debt securities	18,174	35,273
Purchase of available-for-sale debt securities	(8,012)	(2,000)
Redemption of Federal Home Loan Bank of Pittsburgh stock	5,241	12,975
Purchase of Federal Home Loan Bank of Pittsburgh stock	(6,491)	(13,577)
Purchase of Federal Reserve Bank stock	(24)	0
Net increase in loans	(45,120)	(73,725)
Purchase of premises and equipment	(1,404)	(551)
Proceeds from sale of foreclosed assets	293	0
Other	28	109
Net Cash Used in Investing Activities	(37,065)	(21,389)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in deposits	44,507	12,545
Net decrease in short-term borrowings	(17,000)	(48,631)
Proceeds from long-term borrowings - FHLB advances	59,386	60,000
Repayments of long-term borrowings - FHLB advances	(12,055)	(7,052)
Purchases of treasury stock	(595)	(6,500)
Common dividends paid	(7,756)	(7,852)
Net Cash Provided by Financing Activities	66,487	2,510
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	43,784	(1,536)
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD	52,778	47,698
CASH AND CASH EQUIVALENTS, END OF PERIOD	$ 96,562	$ 46,162