BORROWED FUNDS (Tables)

6 Months Ended

Jun. 30, 2024

BORROWED FUNDS

Schedule of short term borrowings

(In Thousands)	June 30,		December 31,
	2024		2023
FHLB-Pittsburgh borrowings	$	15,000	$	31,500
Customer repurchase agreements		1,874		2,374
Total short-term borrowings	$	16,874	$	33,874

Schedule of long term borrowings

(In Thousands)	June 30,		December 31,
	2024		2023
Loans maturing in 2024 with a weighted-average rate of 2.96%		20,142		32,161
Loans maturing in 2025 with a weighted-average rate of 4.30%		44,572		44,627
Loans maturing in 2026 with a weighted-average rate of 4.61%		48,018		35,518
Loans maturing in 2027 with a weighted-average rate of 4.24%		34,571		24,031
Loans maturing in 2028 with a weighted-average rate of 4.30%		26,027		2,000
Loans maturing in 2029 with a weighted-average rate of 4.42%		12,319		0
Total long-term FHLB-Pittsburgh borrowings	$	185,649	$	138,337

Senior Notes with an aggregate par value of $15,000,000; bearing interest at 2.75% with an effective interest rate of 3.23%; maturing in June 2026

BORROWED FUNDS

Schedule of outstanding debt

(In Thousands)	June 30,		December 31,
	2024		2023
Senior Notes with an aggregate par value of $15,000,000; bearing interest at 2.75% with an effective interest rate of 3.23%; maturing in June 2026	$	14,865	$	14,831
Total carrying value	$	14,865	$	14,831

3.25% maturing in June 2031 and redeemable at par in June 2026

BORROWED FUNDS

Schedule of outstanding debt

(In Thousands)	June 30,		December 31,
	2024		2023
Agreements with a par value of $25,000,000; bearing interest at 3.25% with an effective interest rate of 3.74%; maturing in June 2031 and redeemable at par in June 2026	$	24,773	$	24,717
Total carrying value	$	24,773	$	24,717