XML 66 R55.htm IDEA: XBRL DOCUMENT v3.23.1
LOANS - Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Jan. 01, 2023
Dec. 31, 2022
LOANS        
Allowance for Loan losses $ 16,615 $ 13,537    
Allowance for credit losses 18,346     $ 16,615
Allowance for Loan losses, Charge-offs (67) (180)    
Allowance for Loan losses, Recoveries 6 23    
Allowance for Loan losses, Provision (Credit) (312) 891    
Allowance for Loan losses 18,346 14,271    
Adoption of ASU 2016-13 (CECL)        
LOANS        
Allowance for credit losses     $ 2,104 $ 18,719
Commercial        
LOANS        
Allowance for Loan losses 11,298 8,293    
Allowance for Loan losses, Charge-offs   (150)    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   779    
Allowance for Loan losses   8,922    
Commercial | Commercial real estate - nonowner occupied        
LOANS        
Allowance for Loan losses 6,305      
Allowance for Loan losses, Charge-offs 0      
Allowance for Loan losses, Recoveries 0      
Allowance for Loan losses, Provision (Credit) (414)      
Allowance for Loan losses 9,654      
Commercial | Commercial real estate - nonowner occupied | Adoption of ASU 2016-13 (CECL)        
LOANS        
Allowance for credit losses     3,763  
Commercial | Commercial real estate - owner occupied        
LOANS        
Allowance for Loan losses 1,942      
Allowance for Loan losses, Charge-offs 0      
Allowance for Loan losses, Recoveries 0      
Allowance for Loan losses, Provision (Credit) (7)      
Allowance for Loan losses 1,942      
Commercial | Commercial real estate - owner occupied | Adoption of ASU 2016-13 (CECL)        
LOANS        
Allowance for credit losses     7  
Commercial | All other commercial loans        
LOANS        
Allowance for Loan losses 4,142      
Allowance for Loan losses, Charge-offs (5)      
Allowance for Loan losses, Recoveries 0      
Allowance for Loan losses, Provision (Credit) (469)      
Allowance for Loan losses 3,580      
Commercial | All other commercial loans | Adoption of ASU 2016-13 (CECL)        
LOANS        
Allowance for credit losses     (88)  
Commercial | Other commercial loans        
LOANS        
Allowance for Loan losses 124 173    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   (23)    
Allowance for Loan losses   150    
Commercial | Commercial and industrial        
LOANS        
Allowance for Loan losses 2,909 2,723    
Allowance for Loan losses, Charge-offs   (150)    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   268    
Allowance for Loan losses   2,841    
Commercial | Real estate loan        
LOANS        
Allowance for Loan losses 7,074 4,405    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   612    
Allowance for Loan losses   5,017    
Commercial | Commercial Construction And Land        
LOANS        
Allowance for Loan losses 647 637    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   (246)    
Allowance for Loan losses   391    
Commercial | Loans secured by farm land        
LOANS        
Allowance for Loan losses 112 115    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   14    
Allowance for Loan losses   129    
Commercial | Multi-family (5 or more) residential        
LOANS        
Allowance for Loan losses 411 215    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   152    
Allowance for Loan losses   367    
Commercial | Agricultural loans        
LOANS        
Allowance for Loan losses 21 25    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   2    
Allowance for Loan losses   27    
Residential mortgage loans        
LOANS        
Allowance for Loan losses 2,751      
Allowance for Loan losses, Charge-offs (19)      
Allowance for Loan losses, Recoveries 1      
Allowance for Loan losses, Provision (Credit) 475      
Allowance for Loan losses 2,864      
Residential mortgage loans | Adoption of ASU 2016-13 (CECL)        
LOANS        
Allowance for credit losses     (344)  
Residential mortgage        
LOANS        
Allowance for Loan losses 4,073 4,338    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   16    
Allowance for Loan losses, Provision (Credit)   91    
Allowance for Loan losses   4,445    
Residential mortgage | Real estate loan | first liens        
LOANS        
Allowance for Loan losses 3,413 3,650    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   1    
Allowance for Loan losses, Provision (Credit)   159    
Allowance for Loan losses   3,810    
Residential mortgage | Real estate loan | junior liens        
LOANS        
Allowance for Loan losses 167 184    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   (3)    
Allowance for Loan losses   181    
Residential mortgage | 1-4 Family residential construction        
LOANS        
Allowance for Loan losses 211 202    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   0    
Allowance for Loan losses, Provision (Credit)   (54)    
Allowance for Loan losses   148    
Residential mortgage | Home equity lines of credit        
LOANS        
Allowance for Loan losses 282 302    
Allowance for Loan losses, Charge-offs   0    
Allowance for Loan losses, Recoveries   15    
Allowance for Loan losses, Provision (Credit)   (11)    
Allowance for Loan losses   306    
Consumer loans        
LOANS        
Allowance for Loan losses 475      
Allowance for Loan losses, Charge-offs (43)      
Allowance for Loan losses, Recoveries 5      
Allowance for Loan losses, Provision (Credit) 103      
Allowance for Loan losses 306      
Consumer loans | Adoption of ASU 2016-13 (CECL)        
LOANS        
Allowance for credit losses     (234)  
Consumer        
LOANS        
Allowance for Loan losses 244 235    
Allowance for Loan losses, Charge-offs   (30)    
Allowance for Loan losses, Recoveries   7    
Allowance for Loan losses, Provision (Credit)   25    
Allowance for Loan losses   237    
Unallocated        
LOANS        
Allowance for Loan losses 1,000 671    
Allowance for Loan losses, Charge-offs 0 0    
Allowance for Loan losses, Recoveries 0 0    
Allowance for Loan losses, Provision (Credit) 0 (4)    
Allowance for Loan losses $ 0 $ 667    
Unallocated | Adoption of ASU 2016-13 (CECL)        
LOANS        
Allowance for credit losses     $ (1,000)