CONSOLIDATED BALANCE SHEETS - USD ($)	Mar. 31, 2023	Dec. 31, 2022
Cash and due from banks:
Noninterest-bearing	$ 23,283,000	$ 25,811,000
Interest-bearing	28,929,000	29,237,000
Total cash and due from banks	52,212,000	55,048,000
Available-for-sale debt securities, at fair value	472,814,000	498,033,000
Loans receivable	1,745,139,000	1,740,040,000
Allowance for credit losses on loans	(18,346,000)	(16,615,000)
Loans, net	1,726,793,000	1,723,425,000
Bank-owned life insurance	31,352,000	31,214,000
Accrued interest receivable	8,805,000	8,653,000
Bank premises and equipment, net	21,277,000	21,574,000
Foreclosed assets held for sale	459,000	275,000
Deferred tax asset, net	18,914,000	20,884,000
Goodwill	52,505,000	52,505,000
Core deposit intangibles, net	2,775,000	2,877,000
Other assets	41,966,000	39,819,000
TOTAL ASSETS	2,429,872,000	2,454,307,000
Deposits:
Noninterest-bearing	544,556,000	563,843,000
Interest-bearing	1,371,484,000	1,433,750,000
Total deposits	1,916,040,000	1,997,593,000
Short-term borrowings	93,396,000	80,062,000
Long-term borrowings - FHLB advances	98,701,000	62,347,000
Senior notes, net	14,781,000	14,765,000
Subordinated debt, net	24,634,000	24,607,000
Accrued interest and other liabilities	26,752,000	25,608,000
TOTAL LIABILITIES	2,174,304,000	2,204,982,000
STOCKHOLDERS' EQUITY
Preferred stock, $1,000 par value; authorized 30,000 shares; $1,000 liquidation preference per share; no shares issued	0	0
Common stock, par value $1.00 per share; authorized 30,000,000 shares; issued 16,030,172 and outstanding 15,485,035 at March 31, 2023; issued 16,030,172 and outstanding 15,518,819 at December 31, 2022	16,030,000	16,030,000
Paid-in capital	143,395,000	143,950,000
Retained earnings	151,990,000	151,743,000
Treasury stock, at cost; 545,137 shares at March 31, 2023 and 511,353 shares at December 31, 2022	(13,050,000)	(12,520,000)
Accumulated other comprehensive loss	(42,797,000)	(49,878,000)
TOTAL STOCKHOLDERS' EQUITY	255,568,000	249,325,000
TOTAL LIABILITIES & STOCKHOLDERS' EQUITY	$ 2,429,872,000	$ 2,454,307,000