-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 FDGCZpW/Q8NFBP4WWwdCRLgtVrp+dPvG1cX42lj2X2J1PKqHgTYPWV7SORXcGzrq
 MszLejpvoIbnzjgEzpic8Q==

<SEC-DOCUMENT>0001209191-03-014611.txt : 20030731
<SEC-HEADER>0001209191-03-014611.hdr.sgml : 20030731
<ACCEPTANCE-DATETIME>20030731140039
ACCESSION NUMBER:		0001209191-03-014611
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030721
FILED AS OF DATE:		20030731

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		THOMPSON ST
		CITY:			RALSTON
		STATE:			PA
		ZIP:			17763
		BUSINESS PHONE:		7172656171

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			BESSE DAWN A
		CENTRAL INDEX KEY:			0001242484

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16084
		FILM NUMBER:		03814088

	MAIL ADDRESS:	
		STREET 1:		RR 7 BOX 142
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-07-21</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000810958</issuerCik><issuerName>CITIZENS &amp; NORTHERN CORP</issuerName>        <issuerTradingSymbol>CZNC.OB</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001242484</rptOwnerCik><rptOwnerName>BESSE DAWN A</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>RR 7 BOX 142</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>WELLSBORO</rptOwnerCity><rptOwnerState>PA</rptOwnerState><rptOwnerZipCode>16901</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>0</isDirector><isOfficer>1</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther><officerTitle>Executive Vice President</officerTitle></reportingOwnerRelationship></reportingOwner>
<nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-07-21</value></transactionDate><deemedExecutionDate><value>2003-07-22</value></deemedExecutionDate><transactionCoding><transactionFormType>5</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1" /></transactionCoding><transactionTimeliness><value>E</value></transactionTimeliness><transactionAmounts><transactionShares><value>4</value></transactionShares><transactionPricePerShare><value>26.24</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>477</value><footnoteId id="F2" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><non
DerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-07-21</value></transactionDate><deemedExecutionDate><value>2003-07-22</value></deemedExecutionDate><transactionCoding><transactionFormType>5</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F1" /></transactionCoding><transactionTimeliness><value>E</value></transactionTimeliness><transactionAmounts><transactionShares><value>7</value></transactionShares><transactionPricePerShare><value>26.24</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>719</value><footnoteId id="F3" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><footno
tes><footnote id="F1">Dividend of 7/21/03 posted to D/R Account on 7/22/03</footnote><footnote id="F2">Retirement Plan shares only</footnote><footnote id="F3">Total Holdings, including Retirement Plan shares and shares received as a dividend on Restricted Stock, which are not restricted</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>Kathleen M. Osgood for Dawn A. Besse under Power of Attorney dated 9/24/01</signatureName><signatureDate>2003-07-31</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----