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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 E7jN9+dVGGqcWr2BuZV+QUGz2ffGRvQEnPGlkahM95nSxGWWCt8c8PuKdKALwGK/
 W5BqkpMNI0XvmCdUxSjQVQ==

<SEC-DOCUMENT>0001209191-03-011661.txt : 20030711
<SEC-HEADER>0001209191-03-011661.hdr.sgml : 20030711
<ACCEPTANCE-DATETIME>20030711133917
ACCESSION NUMBER:		0001209191-03-011661
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20030710
FILED AS OF DATE:		20030711

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			BEARDSLEE DENNIS
		CENTRAL INDEX KEY:			0001242444

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-16084
		FILM NUMBER:		03783382

	MAIL ADDRESS:	
		STREET 1:		166 CHESTNUT ST
		CITY:			TROY
		STATE:			PA
		ZIP:			16947

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CITIZENS & NORTHERN CORP
		CENTRAL INDEX KEY:			0000810958
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232451943
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		THOMPSON ST
		CITY:			RALSTON
		STATE:			PA
		ZIP:			17763
		BUSINESS PHONE:		7172656171

	MAIL ADDRESS:	
		STREET 1:		90-92 MAIN ST
		CITY:			WELLSBORO
		STATE:			PA
		ZIP:			16901
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0101</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-07-10</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000810958</issuerCik><issuerName>CITIZENS &amp; NORTHERN CORP</issuerName>        <issuerTradingSymbol>CZNC</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001242444</rptOwnerCik><rptOwnerName>BEARDSLEE DENNIS</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>  </rptOwnerStreet1><rptOwnerStreet2>  </rptOwnerStreet2><rptOwnerCity>  </rptOwnerCity><rptOwnerState>  </rptOwnerState><rptOwnerZipCode>  </rptOwnerZipCode></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeSecurity><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-07-10</value>
</transactionDate><deemedExecutionDate><value>2003-07-11</value></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved><footnoteId id="F2" /></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>4</value></transactionShares><transactionValue><value>26</value></transactionValue><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4209</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeSecurity><footnotes><footnote id="F2">DRP (Fees directed to purchase stock under Director Fee Election Policy - Rule 13b-3(d) Plan)</footnote></footnotes><ownerSignature><signatureName>Kathleen M. Osgood
 for Dennis F. Beardslee under Power of Attorney dated 9/20/01</signatureName><signatureDate>2003-07-11</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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