The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
3M Company | COM | 88579Y101 | 469 | 3,114 | SH | DFND | 1 | 3,114 | 0 | 0 | |
Abbott Labs | COM | 002824100 | 773 | 17,206 | SH | DFND | 1 | 17,206 | 0 | 0 | |
Accenture PLC | SHS CLASS A | G1151C101 | 803 | 7,683 | SH | DFND | 1 | 7,683 | 0 | 0 | |
Activision Blizzard Inc Common | COM | 00507V109 | 1,211 | 31,292 | SH | DFND | 1 | 31,292 | 0 | 0 | |
Altria Group Inc | COM | 02209S103 | 444 | 7,626 | SH | DFND | 1 | 7,626 | 0 | 0 | |
American Express Co | COM | 025816109 | 1,010 | 14,522 | SH | DFND | 1 | 14,522 | 0 | 0 | |
American Tower REIT Inc | COM | 03027X100 | 945 | 9,750 | SH | DFND | 1 | 9,750 | 0 | 0 | |
Amgen Inc | COM | 031162100 | 752 | 4,634 | SH | DFND | 1 | 4,634 | 0 | 0 | |
Apple Computer Inc | COM | 037833100 | 2,354 | 22,359 | SH | DFND | 1 | 22,359 | 0 | 0 | |
AT&T Inc | COM | 00206R102 | 760 | 22,093 | SH | DFND | 1 | 22,093 | 0 | 0 | |
Automatic Data Processing | COM | 053015103 | 685 | 8,087 | SH | DFND | 1 | 8,087 | 0 | 0 | |
Baker Hughes Inc | COM | 057224107 | 465 | 10,074 | SH | DFND | 1 | 10,074 | 0 | 0 | |
Bard C R Inc | COM | 067383109 | 1,816 | 9,585 | SH | DFND | 1 | 9,585 | 0 | 0 | |
Baxalta Inc Common | COM | 07177M103 | 1,369 | 35,063 | SH | DFND | 1 | 35,063 | 0 | 0 | |
Baxter Intl Inc | COM | 071813109 | 833 | 21,828 | SH | DFND | 1 | 21,828 | 0 | 0 | |
Biogen Idec Inc | COM | 09062X103 | 1,109 | 3,621 | SH | DFND | 1 | 3,621 | 0 | 0 | |
Blackrock, Inc. | COM | 09247X101 | 779 | 2,288 | SH | DFND | 1 | 2,288 | 0 | 0 | |
Cardinal Health Inc | COM | 14149Y108 | 771 | 8,641 | SH | DFND | 1 | 8,641 | 0 | 0 | |
Charles Schwab Corp | COM | 808513105 | 972 | 29,509 | SH | DFND | 1 | 29,509 | 0 | 0 | |
CHEMUNG FINANCIAL CORP | COM | 164024101 | 330 | 12,014 | SH | DFND | 1 | 12,014 | 0 | 0 | |
Chevron Corp | COM | 166764100 | 1,482 | 16,469 | SH | DFND | 1 | 16,469 | 0 | 0 | |
Cisco Systems Inc | COM | 17275R102 | 885 | 32,584 | SH | DFND | 1 | 32,584 | 0 | 0 | |
Citigroup Inc Common New | COM NEW | 172967424 | 1,935 | 37,385 | SH | DFND | 1 | 37,385 | 0 | 0 | |
Citizens & Northern Corp | COM | 172922106 | 5,332 | 253,894 | SH | DFND | 1 | 253,894 | 0 | 0 | |
CME Group Inc | COM | 12572Q105 | 876 | 9,673 | SH | DFND | 1 | 9,673 | 0 | 0 | |
Colgate Palmolive Co | COM | 194162103 | 529 | 7,939 | SH | DFND | 1 | 7,939 | 0 | 0 | |
Community Bank System, Inc | COM | 203607106 | 208 | 5,216 | SH | DFND | 1 | 5,216 | 0 | 0 | |
Corning Inc | COM | 219350105 | 533 | 29,183 | SH | DFND | 1 | 29,183 | 0 | 0 | |
Costco Wholesale Corp (New) | COM | 22160K105 | 802 | 4,964 | SH | DFND | 1 | 4,964 | 0 | 0 | |
CVS Health Corporation | COM | 126650100 | 1,687 | 17,253 | SH | DFND | 1 | 17,253 | 0 | 0 | |
Danaher Corp | COM | 235851102 | 2,458 | 26,467 | SH | DFND | 1 | 26,467 | 0 | 0 | |
Darden Restaurants Inc | COM | 237194105 | 641 | 10,065 | SH | DFND | 1 | 10,065 | 0 | 0 | |
Dicks Sporting Goods Inc | COM | 253393102 | 763 | 21,593 | SH | DFND | 1 | 21,593 | 0 | 0 | |
Disney Walt Co | COM DISNEY | 254687106 | 1,781 | 16,953 | SH | DFND | 1 | 16,953 | 0 | 0 | |
Duke Energy Corporation New | COM NEW | 26441C204 | 301 | 4,210 | SH | DFND | 1 | 4,210 | 0 | 0 | |
E M C Corp Mass | COM | 268648102 | 1,269 | 49,419 | SH | DFND | 1 | 49,419 | 0 | 0 | |
Eaton Corp | SHS | G29183103 | 903 | 17,345 | SH | DFND | 1 | 17,345 | 0 | 0 | |
Ecolab Inc. | COM | 278865100 | 584 | 5,108 | SH | DFND | 1 | 5,108 | 0 | 0 | |
EOG Resources, Inc. | COM | 26875P101 | 578 | 8,168 | SH | DFND | 1 | 8,168 | 0 | 0 | |
Expeditors Intl Wash Inc | COM | 302130109 | 490 | 10,854 | SH | DFND | 1 | 10,854 | 0 | 0 | |
Express Scripts Holding Co. | COM | 30219G108 | 1,562 | 17,872 | SH | DFND | 1 | 17,872 | 0 | 0 | |
Exxon Mobil Corp | COM | 30231G102 | 2,091 | 26,826 | SH | DFND | 1 | 26,826 | 0 | 0 | |
Fifth Third Bancorp | COM | 316773100 | 580 | 28,880 | SH | DFND | 1 | 28,880 | 0 | 0 | |
FNB Corporation | COM | 302520101 | 1,380 | 103,474 | SH | DFND | 1 | 103,474 | 0 | 0 | |
Franklin Resources Inc | COM | 354613101 | 355 | 9,635 | SH | DFND | 1 | 9,635 | 0 | 0 | |
General Dynamics Corp | COM | 369550108 | 659 | 4,796 | SH | DFND | 1 | 4,796 | 0 | 0 | |
General Elec Co | COM | 369604103 | 2,322 | 74,546 | SH | DFND | 1 | 74,546 | 0 | 0 | |
Gilead Sciences Inc | COM | 375558103 | 842 | 8,317 | SH | DFND | 1 | 8,317 | 0 | 0 | |
Halliburton Co | COM | 406216101 | 569 | 16,723 | SH | DFND | 1 | 16,723 | 0 | 0 | |
Home Depot Inc | COM | 437076102 | 2,439 | 18,444 | SH | DFND | 1 | 18,444 | 0 | 0 | |
Intel Corp | COM | 458140100 | 839 | 24,359 | SH | DFND | 1 | 24,359 | 0 | 0 | |
Intercontinental Exchange Inc Common | COM | 45866F104 | 1,020 | 3,981 | SH | DFND | 1 | 3,981 | 0 | 0 | |
International Business Machines | COM | 459200101 | 626 | 4,549 | SH | DFND | 1 | 4,549 | 0 | 0 | |
iShares Core S&P 500 ETF | CORE S&P500 ETF | 464287200 | 3,858 | 18,830 | SH | DFND | 1 | 18,830 | 0 | 0 | |
iShares MSCI EAFE ETF | MSCI EAFE ETF | 464287465 | 565 | 9,614 | SH | DFND | 1 | 9,614 | 0 | 0 | |
iShares Russell 2000 ETF | RUSSELL 2000 ETF | 464287655 | 1,348 | 11,972 | SH | DFND | 1 | 11,972 | 0 | 0 | |
iShares S&P MidCap 400 Index Fd | CORE S&P MCP ETF | 464287507 | 9,308 | 66,809 | SH | DFND | 1 | 66,809 | 0 | 0 | |
Johnson & Johnson | COM | 478160104 | 1,315 | 12,803 | SH | DFND | 1 | 12,803 | 0 | 0 | |
JPMorgan Chase & Co | COM | 46625H100 | 3,034 | 45,946 | SH | DFND | 1 | 45,946 | 0 | 0 | |
Kohls Corp | COM | 500255104 | 649 | 13,621 | SH | DFND | 1 | 13,621 | 0 | 0 | |
M & T Bank Corp | COM | 55261F104 | 341 | 2,818 | SH | DFND | 1 | 2,818 | 0 | 0 | |
McDonalds Corp | COM | 580135101 | 1,801 | 15,248 | SH | DFND | 1 | 15,248 | 0 | 0 | |
Medtronic PLC | SHS | G5960L103 | 283 | 3,682 | SH | DFND | 1 | 3,682 | 0 | 0 | |
Merck & Co Inc New | COM | 58933Y105 | 1,442 | 27,307 | SH | DFND | 1 | 27,307 | 0 | 0 | |
Metlife Inc | COM | 59156R108 | 1,235 | 25,618 | SH | DFND | 1 | 25,618 | 0 | 0 | |
Microchip Technology Inc | COM | 595017104 | 589 | 12,660 | SH | DFND | 1 | 12,660 | 0 | 0 | |
Microsoft Corp | COM | 594918104 | 1,412 | 25,445 | SH | DFND | 1 | 25,445 | 0 | 0 | |
Mondelez Intl Inc Class A | CL A | 609207105 | 1,473 | 32,846 | SH | DFND | 1 | 32,846 | 0 | 0 | |
Nike, Inc. Class B | B | 654106103 | 2,155 | 34,485 | SH | DFND | 1 | 34,485 | 0 | 0 | |
Norfolk Southern Corp | COM | 655844108 | 641 | 7,573 | SH | DFND | 1 | 7,573 | 0 | 0 | |
Nucor Corp | COM | 670346105 | 898 | 22,293 | SH | DFND | 1 | 22,293 | 0 | 0 | |
NXP Semiconductors N.V. | COM | N6596X109 | 664 | 7,880 | SH | DFND | 1 | 7,880 | 0 | 0 | |
Oracle Corp | COM | 68389X105 | 1,549 | 42,406 | SH | DFND | 1 | 42,406 | 0 | 0 | |
Pepsico Inc | COM | 713448108 | 997 | 9,976 | SH | DFND | 1 | 9,976 | 0 | 0 | |
Pfizer Inc | COM | 717081103 | 1,605 | 49,720 | SH | DFND | 1 | 49,720 | 0 | 0 | |
Phillip Morris International Inc | COM | 718172109 | 417 | 4,740 | SH | DFND | 1 | 4,740 | 0 | 0 | |
Praxair Inc | COM | 74005P104 | 389 | 3,795 | SH | DFND | 1 | 3,795 | 0 | 0 | |
Precision Castparts Corp Common | COM | 740189105 | 293 | 1,264 | SH | DFND | 1 | 1,264 | 0 | 0 | |
Procter & Gamble Co | COM | 742718109 | 3,147 | 39,634 | SH | DFND | 1 | 39,634 | 0 | 0 | |
Qualcomm Inc | COM | 747525103 | 1,092 | 21,855 | SH | DFND | 1 | 21,855 | 0 | 0 | |
Rackspace Hosting Inc Common | COM | 750086100 | 413 | 16,309 | SH | DFND | 1 | 16,309 | 0 | 0 | |
Salesforce.Com | COM | 79466L302 | 1,323 | 16,874 | SH | DFND | 1 | 16,874 | 0 | 0 | |
Schlumberger Ltd | COM | 806857108 | 1,330 | 19,068 | SH | DFND | 1 | 19,068 | 0 | 0 | |
SEI Investment Company | COM | 784117103 | 271 | 5,164 | SH | DFND | 1 | 5,164 | 0 | 0 | |
Starbucks Corp | COM | 855244109 | 1,469 | 24,473 | SH | DFND | 1 | 24,473 | 0 | 0 | |
Stryker Corp | COM | 863667101 | 566 | 6,089 | SH | DFND | 1 | 6,089 | 0 | 0 | |
SunEdison Inc | COM | 86732Y109 | 51 | 10,000 | SH | DFND | 1 | 10,000 | 0 | 0 | |
SYSCO Corp | COM | 871829107 | 482 | 11,752 | SH | DFND | 1 | 11,752 | 0 | 0 | |
T. Rowe Price Group, Inc. | COM | 74144T108 | 533 | 7,459 | SH | DFND | 1 | 7,459 | 0 | 0 | |
Target Corp | COM | 87612E106 | 764 | 10,520 | SH | DFND | 1 | 10,520 | 0 | 0 | |
Tjx Companies (New) | COM | 872540109 | 752 | 10,605 | SH | DFND | 1 | 10,605 | 0 | 0 | |
Trevena Inc. | COM | 89532E109 | 210 | 20,000 | SH | DFND | 1 | 20,000 | 0 | 0 | |
Twenty-First Century Fox Inc Class A | CL A | 90130A101 | 907 | 33,384 | SH | DFND | 1 | 33,384 | 0 | 0 | |
Twitter Inc Common | COM | 90184L102 | 488 | 21,074 | SH | DFND | 1 | 21,074 | 0 | 0 | |
Union Pacific Corp | COM | 907818108 | 511 | 6,532 | SH | DFND | 1 | 6,532 | 0 | 0 | |
United Parcel Service Inc. Class B | CL B | 911312106 | 542 | 5,630 | SH | DFND | 1 | 5,630 | 0 | 0 | |
Unitedhealth Group, Inc. | COM | 91324P102 | 643 | 5,462 | SH | DFND | 1 | 5,462 | 0 | 0 | |
Utilities Select Sector SPDR | SBI INT-UTILS | 81369Y886 | 604 | 13,961 | SH | DFND | 1 | 13,961 | 0 | 0 | |
V F Corp | COM | 918204108 | 700 | 11,246 | SH | DFND | 1 | 11,246 | 0 | 0 | |
Vanguard FTSE All-World Ex-US Small Cap Index | FTSE SMCAP ETF | 922042718 | 1,038 | 11,172 | SH | DFND | 1 | 11,172 | 0 | 0 | |
Vanguard FTSE Emerging Markets ETF | FTSE EMR MKT ETF | 922042858 | 652 | 19,928 | SH | DFND | 1 | 19,928 | 0 | 0 | |
Verizon Communications | COM | 92343V104 | 1,819 | 39,364 | SH | DFND | 1 | 39,364 | 0 | 0 | |
W W Grainger Inc | COM | 384802104 | 352 | 1,736 | SH | DFND | 1 | 1,736 | 0 | 0 | |
Walgreens Boots Alliance Inc | COM | 931427108 | 704 | 8,265 | SH | DFND | 1 | 8,265 | 0 | 0 | |
Wal-Mart Stores Inc | COM | 931142103 | 327 | 5,340 | SH | DFND | 1 | 5,340 | 0 | 0 | |
Wells Fargo & Co New | COM | 949746101 | 3,038 | 55,885 | SH | DFND | 1 | 55,885 | 0 | 0 | |
YUM Brands Inc | COM | 988498101 | 538 | 7,368 | SH | DFND | 1 | 7,368 | 0 | 0 | |
Zimmer Biomet Holdings, Inc. | COM | 98956P102 | 1,141 | 11,125 | SH | DFND | 1 | 11,125 | 0 | 0 |