Note 7 - Loans (Tables)

6 Months Ended

Jun. 30, 2015

Note 7 - Loans (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

Summary of Loans by Type
(In Thousands)	June 30,		Dec. 31,
	2015		2014
Residential mortgage:
Residential mortgage loans - first liens	$294,978		$291,882
Residential mortgage loans - junior liens	21,502		21,166
Home equity lines of credit	39,140		36,629
1-4 Family residential construction	19,651		16,739
Total residential mortgage	375,271		366,416
Commercial:
Commercial loans secured by real estate	135,063		145,878
Commercial and industrial	61,427		50,157
Political subdivisions	40,908		17,534
Commercial construction and land	7,826		6,938
Loans secured by farmland	7,565		7,916
Multi-family (5 or more) residential	8,561		8,917
Agricultural loans	4,287		3,221
Other commercial loans	12,809		13,334
Total commercial	278,446		253,895
Consumer	10,101		10,234
Total	663,818		630,545
Less: allowance for loan losses	(7,300	)	(7,336	)
Loans, net	$656,518		$623,209

Allowance for Credit Losses on Financing Receivables [Table Text Block]

Three Months Ended June 30, 2015	March 31,						June 30,
(In Thousands)	2015 Balance	Charge-offs		Recoveries	Provision (Credit)		2015 Balance
Allowance for Loan Losses:
Residential mortgage:
Residential mortgage loans - first liens	$2,774	$(58	)	$0	$59		$2,775
Residential mortgage loans - junior liens	200	0		0	10		210
Home equity lines of credit	322	0		0	22		344
1-4 Family residential construction	207	0		0	50		257
Total residential mortgage	3,503	(58	)	0	141		3,586
Commercial:
Commercial loans secured by real estate	1,736	0		0	(44	)	1,692
Commercial and industrial	684	0		3	113		800
Political subdivisions	0	0		0	0		0
Commercial construction and land	286	0		0	10		296
Loans secured by farmland	159	0		0	(4	)	155
Multi-family (5 or more) residential	81	0		0	(1	)	80
Agricultural loans	29	0		0	11		40
Other commercial loans	123	0		0	(3	)	120
Total commercial	3,098	0		3	82		3,183
Consumer	139	(19	)	19	(4	)	135
Unallocated	394	0		0	2		396
Total Allowance for Loan Losses	$7,134	$(77	)	$22	$221		$7,300

Three Months Ended June 30, 2014	March 31,						June 30,
(In Thousands)	2014 Balance	Charge-offs		Recoveries	Provision (Credit)		2014 Balance
Allowance for Loan Losses:
Residential mortgage:
Residential mortgage loans - first liens	$2,863	$(40	)	$1	$142		$2,966
Residential mortgage loans - junior liens	280	0		0	0		280
Home equity lines of credit	271	0		0	6		277
1-4 Family residential construction	153	0		0	20		173
Total residential mortgage	3,567	(40	)	1	168		3,696
Commercial:
Commercial loans secured by real estate	3,081	(1,486	)	0	301		1,896
Commercial and industrial	555	0		7	64		626
Political subdivisions	0	0		0	0		0
Commercial construction and land	247	0		5	(89	)	163
Loans secured by farmland	98	0		0	(2	)	96
Multi-family (5 or more) residential	105	0		0	(2	)	103
Agricultural loans	30	0		0	0		30
Other commercial loans	138	0		0	(3	)	135
Total commercial	4,254	(1,486	)	12	269		3,049
Consumer	128	(20	)	11	8		127
Unallocated	394	0		0	1		395
Total Allowance for Loan Losses	$8,343	$(1,546	)	$24	$446		$7,267

Six Months Ended June 30, 2015	December 31,						June 30,
(In Thousands)	2014 Balance	Charge-offs		Recoveries	Provision (Credit)		2015 Balance
Allowance for Loan Losses:
Residential mortgage:
Residential mortgage loans - first liens	$2,941	$(137	)	$1	$(30	)	$2,775
Residential mortgage loans - junior liens	176	0		0	34		210
Home equity lines of credit	322	0		0	22		344
1-4 Family residential construction	214	0		0	43		257
Total residential mortgage	3,653	(137	)	1	69		3,586
Commercial:
Commercial loans secured by real estate	1,758	(115	)	0	49		1,692
Commercial and industrial	688	(10	)	4	118		800
Political subdivisions	0	0		0	0		0
Commercial construction and land	283	0		0	13		296
Loans secured by farmland	165	0		0	(10	)	155
Multi-family (5 or more) residential	87	0		0	(7	)	80
Agricultural loans	31	0		0	9		40
Other commercial loans	131	0		0	(11	)	120
Total commercial	3,143	(125	)	4	161		3,183
Consumer	145	(37	)	34	(7	)	135
Unallocated	395	0		0	1		396
Total Allowance for Loan Losses	$7,336	$(299	)	$39	$224		$7,300

Six Months Ended June 30, 2014	December 31,						June 30,
(In Thousands)	2013 Balance	Charge-offs		Recoveries	Provision (Credit)		2014 Balance
Allowance for Loan Losses:
Residential mortgage:
Residential mortgage loans - first liens	$2,974	$(59	)	$1	$50		$2,966
Residential mortgage loans - junior liens	294	0		0	(14	)	$280
Home equity lines of credit	269	0		0	8		$277
1-4 Family residential construction	168	0		0	5		$173
Total residential mortgage	3,705	(59	)	1	49		3,696
Commercial:
Commercial loans secured by real estate	3,123	(1,521	)	250	44		1,896
Commercial and industrial	591	(24	)	8	51		626
Political subdivisions	0	0		0	0		0
Commercial construction and land	267	(170	)	5	61		163
Loans secured by farmland	115	0		0	(19	)	96
Multi-family (5 or more) residential	103	0		0	0		103
Agricultural loans	30	0		0	0		30
Other commercial loans	138	0		0	(3	)	135
Total commercial	4,367	(1,715	)	263	134		3,049
Consumer	193	(46	)	25	(45	)	127
Unallocated	398	0		0	(3	)	395
Total Allowance for Loan Losses	$8,663	$(1,820	)	$289	$135		$7,267

Financing Receivable Credit Quality Indicators [Table Text Block]

June 30, 2015		Special
(In Thousands)	Pass	Mention	Substandard	Doubtful	Total
Residential Mortgage:
Residential mortgage loans - first liens	$286,168	$485	$8,252	$73	$294,978
Residential mortgage loans - junior liens	20,931	90	481	0	21,502
Home equity lines of credit	37,328	1,407	405	0	39,140
1-4 Family residential construction	19,632	19	0	0	19,651
Total residential mortgage	364,059	2,001	9,138	73	375,271
Commercial:
Commercial loans secured by real estate	121,059	5,139	8,865	0	135,063
Commercial and Industrial	54,601	6,291	417	118	61,427
Political subdivisions	40,908	0	0	0	40,908
Commercial construction and land	5,744	164	1,918	0	7,826
Loans secured by farmland	5,668	423	1,451	23	7,565
Multi-family (5 or more) residential	8,287	274	0	0	8,561
Agricultural loans	4,266	0	21	0	4,287
Other commercial loans	12,727	82	0	0	12,809
Total Commercial	253,260	12,373	12,672	141	278,446
Consumer	9,915	22	164	0	10,101
Totals	$627,234	$14,396	$21,974	$214	$663,818

December 31, 2014      (In Thousands)	Pass	Special Mention	Substandard	Doubtful	Total
Residential Mortgage:
Residential mortgage loans - first liens	$280,094	$1,246	$10,464	$78	$291,882
Residential mortgage loans - junior liens	20,502	112	552	0	21,166
Home equity lines of credit	35,935	294	400	0	36,629
1-4 Family residential construction	16,719	20	0	0	16,739
Total residential mortgage	353,250	1,672	11,416	78	366,416
Commercial:
Commercial loans secured by real estate	133,204	2,775	9,899	0	145,878
Commercial and Industrial	41,751	7,246	1,042	118	50,157
Political subdivisions	17,534	0	0	0	17,534
Commercial construction and land	4,650	266	2,022	0	6,938
Loans secured by farmland	5,990	433	1,468	25	7,916
Multi-family (5 or more) residential	8,629	288	0	0	8,917
Agricultural loans	3,196	0	25	0	3,221
Other commercial loans	13,248	86	0	0	13,334
Total commercial	228,202	11,094	14,456	143	253,895
Consumer	10,095	22	117	0	10,234
Totals	$591,547	$12,788	$25,989	$221	$630,545

Impaired Financing Receivable by Portfolio Segment [Table Text Block]

June 30, 2015	Loans:			Allowance for Loan Losses:
(In Thousands)
	Individually	Collectively		Individually	Collectively
	Evaluated	Evaluated	Totals	Evaluated	Evaluated	Totals
Residential mortgage:
Residential mortgage loans - first liens	$1,755	$293,223	$294,978	$136	$2,639	$2,775
Residential mortgage loans - junior liens	77	21,425	21,502	0	210	210
Home equity lines of credit	0	39,140	39,140	0	344	344
1-4 Family residential construction	0	19,651	19,651	0	257	257
Total residential mortgage	1,832	373,439	375,271	136	3,450	3,586
Commercial:
Commercial loans secured by real estate	6,145	128,918	135,063	80	1,612	1,692
Commercial and industrial	332	61,095	61,427	75	725	800
Political subdivisions	0	40,908	40,908	0	0	0
Commercial construction and land	1,840	5,986	7,826	211	85	296
Loans secured by farmland	1,474	6,091	7,565	98	57	155
Multi-family (5 or more) residential	0	8,561	8,561	0	80	80
Agricultural loans	21	4,266	4,287	0	40	40
Other commercial loans	0	12,809	12,809	0	120	120
Total commercial	9,812	268,634	278,446	464	2,719	3,183
Consumer	0	10,101	10,101	0	135	135
Unallocated						396
Total	$11,644	$652,174	$663,818	$600	$6,304	$7,300

December 31, 2014	Loans:			Allowance for Loan Losses:
(In Thousands)
	Individually	Collectively		Individually	Collectively
	Evaluated	Evaluated	Totals	Evaluated	Evaluated	Totals
Residential mortgage:
Residential mortgage loans - first liens	$1,665	$290,217	$291,882	$358	$2,583	$2,941
Residential mortgage loans - junior liens	17	21,149	21,166	0	176	176
Home equity lines of credit	0	36,629	36,629	0	322	322
1-4 Family residential construction	0	16,739	16,739	0	214	214
Total residential mortgage	1,682	364,734	366,416	358	3,295	3,653
Commercial:
Commercial loans secured by real estate	6,537	139,341	145,878	16	1,742	1,758
Commercial and industrial	663	49,494	50,157	82	606	688
Political subdivisions	0	17,534	17,534	0	0	0
Commercial construction	1,939	4,999	6,938	211	72	283
Loans secured by farmland	1,470	6,446	7,916	102	63	165
Multi-family (5 or more) residential	0	8,917	8,917	0	87	87
Agricultural loans	25	3,196	3,221	0	31	31
Other commercial loans	0	13,334	13,334	0	131	131
Total commercial	10,634	243,261	253,895	411	2,732	3,143
Consumer	0	10,234	10,234	0	145	145
Unallocated						395
Total	$12,316	$618,229	$630,545	$769	$6,172	$7,336

Impaired Financing Receivables [Table Text Block]

(In Thousands)	June 30, 2015			December 31, 2014
	Unpaid			Unpaid
	Principal	Recorded	Related	Principal	Recorded	Related
	Balance	Investment	Allowance	Balance	Investment	Allowance
With no related allowance recorded:
Residential mortgage loans - first liens	$651	$651	-	$950	$950	-
Residential mortgage loans - junior liens	77	77	-	17	17	-
Commercial loans secured by real estate	7,409	5,823	-	8,062	6,521	-
Commercial and industrial	257	257	-	513	513	-
Commercial construction and land	25	25	-	124	124	-
Loans secured by farmland	910	910	-	925	925	-
Agricultural loans	21	21	-	25	25	-
Total with no related allowance recorded	9,350	7,764	-	10,616	9,075	-
With a related allowance recorded:
Residential mortgage loans - first liens	1,104	1,104	136	715	715	358
Commercial loans secured by real estate	322	322	80	16	16	16
Commercial and industrial	75	75	75	150	150	82
Commercial construction and land	1,815	1,815	211	1,815	1,815	211
Loans secured by farmland	564	564	98	545	545	102
Agricultural loans	0	0	0	0	0	0
Total with a related allowance recorded	3,880	3,880	600	3,241	3,241	769
Total	$13,230	$11,644	$600	$13,857	$12,316	$769

Schedule of Additional Information on Impaired Loans [Table Text Block]

					Interest Income Recognized on
	Average Investment in Impaired Loans				Impaired Loans on a Cash Basis
(In Thousands)	3 Months Ended		6 Months Ended		3 Months Ended		6 Months Ended
	June 30,		June 30,		June 30,		June 30,
	2015	2014	2015	2014	2015	2014	2015	2014
Residential mortgage:
Residential mortgage loans - first lien	$3,701	$4,527	$3,819	$4,493	$20	$24	$58	$46
Residential mortgage loans - junior lien	66	197	57	214	1	0	2	2
Total residential mortgage	3,767	4,724	3,876	4,707	21	24	60	48
Commercial:
Commercial loans secured by real estate	6,286	7,261	6,437	7,589	90	156	203	267
Commercial and industrial	423	882	513	986	5	9	12	19
Commercial construction and land	41	408	58	519	0	2	0	4
Loans secured by farmland	1,447	1,274	1,468	1,280	26	18	52	33
Agricultural loans	46	45	23	46	2	1	2	2
Total commercial	8,243	9,870	8,499	10,420	123	186	269	325
Consumer	0	1	0	2	0	0	0	0
Total	$12,010	$14,595	$12,375	$15,129	$144	$210	$329	$373

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

(In Thousands)	June 30, 2015		December 31, 2014
	Past Due		Past Due
	90+ Days and		90+ Days and
	Accruing	Nonaccrual	Accruing	Nonaccrual
Residential mortgage:
Residential mortgage loans - first liens	$1,706	$3,227	$1,989	$3,440
Residential mortgage loans - junior liens	14	50	82	50
Home equity lines of credit	58	20	49	22
Total residential mortgage	1,778	3,297	2,120	3,512
Commercial:
Commercial loans secured by real estate	630	5,714	653	5,804
Commercial and industrial	0	257	5	379
Commercial construction and land	85	1,815	35	1,915
Loans secured by farmland	0	933	0	951
Agricultural loans	0	21	0	25
Total commercial	715	8,740	693	9,074
Consumer	36	23	30	24
Totals	$2,529	$12,060	$2,843	$12,610

Past Due Financing Receivables [Table Text Block]

	As of June 30, 2015				As of December 31, 2014
	Current &				Current &
(In Thousands)	Past Due	Past Due	Past Due		Past Due	Past Due	Past Due
	Less than	30-89	90+		Less than	30-89	90+
	30 Days	Days	Days	Total	30 Days	Days	Days	Total
Residential mortgage:
Residential mortgage loans - first liens	$288,923	$3,085	$2,970	$294,978	$282,766	$5,443	$3,673	$291,882
Residential mortgage loans - junior liens	21,134	312	56	21,502	20,853	190	123	21,166
Home equity lines of credit	38,888	194	58	39,140	36,300	258	71	36,629
1-4 Family residential construction	19,651	0	0	19,651	16,739	0	0	16,739
Total residential mortgage	368,596	3,591	3,084	375,271	356,658	5,891	3,867	366,416
Commercial:
Commercial loans secured by real estate	133,590	338	1,135	135,063	143,713	883	1,282	145,878
Commercial and industrial	61,253	153	21	61,427	49,994	43	120	50,157
Political subdivisions	40,908	0	0	40,908	17,534	0	0	17,534
Commercial construction and land	5,896	30	1,900	7,826	4,897	91	1,950	6,938
Loans secured by farmland	6,704	23	838	7,565	6,811	254	851	7,916
Multi-family (5 or more) residential	8,561	0	0	8,561	8,720	197	0	8,917
Agricultural loans	3,958	308	21	4,287	3,105	91	25	3,221
Other commercial loans	12,809	0	0	12,809	13,334	0	0	13,334
Total commercial	273,679	852	3,915	278,446	248,108	1,559	4,228	253,895
Consumer	10,036	29	36	10,101	10,164	40	30	10,234
Totals	$652,311	$4,472	$7,035	$663,818	$614,930	$7,490	$8,125	$630,545

Contractual Aging of Nonaccrual Loans [Table Text Block]

	Current &
(In Thousands)	Past Due	Past Due	Past Due
	Less than	30-89	90+
	30 Days	Days	Days	Total
June 30, 2015 Nonaccrual Totals	$6,885	$669	$4,506	$12,060
December 31, 2014 Nonaccrual Totals	$6,959	$369	$5,282	$12,610

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Current &
(In Thousands)	Past Due	Past Due	Past Due
	Less than	30-89	90+
	30 Days	Days	Days	Nonaccrual	Total
June 30, 2015 Totals	$1,013	$81	$25	$5,216	$6,335
December 31, 2014 Totals	$1,725	$82	$0	$5,388	$7,195

Schedule of Troubled Debt Restructurings With Subsequent Default [Table Text Block]

	Number
	of	Recorded
	Contracts	Investment
Three Months Ended June 30, 2014
(Balances in Thousands)
Residential mortgage,
Residential mortgage loans - first liens	1	$83
Residential mortgage loans - junior liens	1	62
Commercial,
Commercial loans secured by real estate	1	429
Agricultural	1	13

	Number
	of	Recorded
	Contracts	Investment
Six Months Ended June 30, 2015
(Balances in Thousands)
Residential mortgage,
Residential mortgage loans - first liens	2	$115
Commercial:
Commercial loans secured by real estate	1	407
Commercial construction and land	1	25

	Number
	of	Recorded
	Contracts	Investment
Six Months Ended June 30, 2014
(Balances in Thousands)
Residential mortgage:
Residential mortgage loans - first liens	2	$223
Residential mortgage loans - junior liens	1	62
Commercial,
Commercial loans secured by real estate	1	429
Loans secured by farmland	4	490
Agricultural	1	13

Troubled Debt Restructuring [Member]

Note 7 - Loans (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

Three Months Ended June 30, 2014		Pre-	Post-
		Modification	Modification
	Number	Outstanding	Outstanding
	Of	Recorded	Recorded
	Contracts	Investment	Investment
Residential mortgage:
Residential mortgage loans - first liens	2	$67	$67
Commercial:
Commercial loans secured by real estate	5	6,679	5,193
Commercial and industrial	1	80	80

Six Months Ended June 30, 2015		Pre-	Post-
(Balances in Thousands)		Modification	Modification
	Number	Outstanding	Outstanding
	of	Recorded	Recorded
	Contracts	Investment	Investment
Residential mortgage:
Residential mortgage loans - first liens	1	$56	$56
Residential mortgage loans - junior liens	1	32	32
Consumer	1	30	30

Six Months Ended June 30, 2014		Pre-	Post-
(Balances in Thousands)		Modification	Modification
	Number	Outstanding	Outstanding
	of	Recorded	Recorded
	Contracts	Investment	Investment
Residential mortgage:
Residential mortgage loans - first liens	3	$150	$150
Commercial:
Commercial loans secured by real estate	5	6,679	5,193
Commercial and industrial	1	80	80