The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alliance Datasystems Corp. COM 400485207 247 1,366 SH   SOLE 0 1,366 0 0
Apple Inc Com COM 37833100 347 876 SH   SOLE 0 876 0 0
BANK OF AMERICA CORP SR UN CB 06051GED7 21 20,000 SH   SOLE 0 20,000 0 0
Be Aerospace Inc Cm COM 73302101 246 3,904 SH   SOLE 0 3,904 0 0
Blackrock Fds Intl Opporty MF 91929109 8,222 228,529 SH   SOLE 0 228,529 0 0
Blackrock National Muni MF 09253C744 140 13,269 SH   SOLE 0 13,269 0 0
Buffalo USA Global Fd Inc MF 119826105 10,651 346,707 SH   SOLE 0 346,707 0 0
Chevron Corp Com COM 166764100 253 2,136 SH   SOLE 0 2,136 0 0
China Voice Holding Corp COM 16946A100 0 22,000 SH   SOLE 0 22,000 0 0
Eagle Ford Oil and Gas COM 870469497 8 21,739 SH   SOLE 0 21,739 0 0
Envirokare Tech Inc Restri COM 29404N209 0 30,000 SH   SOLE 0 30,000 0 0
Exxon Mobil Corporation Co COM 30231G102 659 7,296 SH   SOLE 0 7,296 0 0
Fmi Common Stock Fund MF 30249V109 589 22,241 SH   SOLE 0 22,241 0 0
Franklin High Income Fund MF 353538101 7,397 3,608,486 SH   SOLE 0 3,608,486 0 0
Franklin Russell Inter/lon MF 0 360 6,090 SH   SOLE 0 6,090 0 0
Franklin Russell Stable Va MF 0 347 33,255 SH   SOLE 0 33,255 0 0
Fulton Financial Corp Com COM 360271100 165 14,352 SH   SOLE 0 14,352 0 0
General Electric Co Com COM 369604103 397 17,138 SH   SOLE 0 17,138 0 0
Hartford Eq Inc Floating R MF 416648558 5,404 604,482 SH   SOLE 0 604,482 0 0
Intl Business Machines Com COM 459200101 209 1,093 SH   SOLE 0 1,093 0 0
INVESCO Van Kampen Comstoc MF 92112D103 7,293 351,293 SH   SOLE 0 351,293 0 0
Ishares Barclays GNMA Bond MF 46429B333 258 5,336 SH   SOLE 0 5,336 0 0
Ishares Barclays TIPS Bond COM 464287176 7,395 66,018 SH   SOLE 0 66,018 0 0
Ishares Core Total U.S. Bo COM 464287226 26,084 243,298 SH   SOLE 0 243,298 0 0
iShares Floating Rate Note COM 46429B655 254 5,024 SH   SOLE 0 5,024 0 0
Ishares Iboxx Hi Yield Cap COM 464288513 246 2,705 SH   SOLE 0 2,705 0 0
Ishares Msci Eafe Index Fu COM 464287465 3,240 56,553 SH   SOLE 0 56,553 0 0
Ishares Msci Emerging Mkts COM 464287234 2,688 69,818 SH   SOLE 0 69,818 0 0
Ishares S&P 500 Growth Ind COM 464287309 14,793 176,087 SH   SOLE 0 176,087 0 0
Ishares S&P 500 Index COM 464287200 309 1,919 SH   SOLE 0 1,919 0 0
Ishares S&P 500 Value Inde COM 464287408 9,010 118,912 SH   SOLE 0 118,912 0 0
Ishares S&P Mdcp 400 Value COM 464287705 11,687 115,402 SH   SOLE 0 115,402 0 0
Ishares S&P Midcap 400 Gro COM 464287606 10,883 84,476 SH   SOLE 0 84,476 0 0
Ishares S&P Midcap 400 Idx COM 464287507 221 1,915 SH   SOLE 0 1,915 0 0
Ishares S&P Smallcap 600 G COM 464287887 16,633 171,737 SH   SOLE 0 171,737 0 0
Ishares S&P Smallcap 600 V COM 464287879 10,223 109,412 SH   SOLE 0 109,412 0 0
Ishares Select Dividend In COM 464287168 311 4,852 SH   SOLE 0 4,852 0 0
Ishares Tr Barclays Bond COM 464288638 247 2,292 SH   SOLE 0 2,292 0 0
Jts Corp Delisted 8/4/05 COM 465940104 0 11,000 SH   SOLE 0 11,000 0 0
Nuveen Penn Inv Qual Muni MF 670972108 135 9,700 SH   SOLE 0 9,700 0 0
Pimco GNMA D COM 72200Q307 8,101 727,176 SH   SOLE 0 727,176 0 0
Priceline.Com Inc Com COM 741503403 844 1,021 SH   SOLE 0 1,021 0 0
Principal Midcap Cl A MF 74254T443 7,063 399,035 SH   SOLE 0 399,035 0 0
Public Svc Enterprise Grou COM 744573106 343 10,506 SH   SOLE 0 10,506 0 0
Scout Fds Intl Fd MF 904199403 9,820 292,973 SH   SOLE 0 292,973 0 0
Stratton Fds Inc Small-Cap MF 863137105 5,549 86,905 SH   SOLE 0 86,905 0 0
Templeton Global Bond Fund MF 880208103 15,867 1,225,278 SH   SOLE 0 1,225,278 0 0
Thornburg Inv Income MF 885215558 235 11,980 SH   SOLE 0 11,980 0 0
Universal Health Services COM 913903100 215 3,218 SH   SOLE 0 3,218 0 0
Vanguard Fd Life Strat Mod MF 921909404 225 10,548 SH   SOLE 0 10,548 0 0
Vanguard Tax Exempt Fds In MF 922907209 1,248 90,372 SH   SOLE 0 90,372 0 0
Vanguard Tax Exempt Fds In MF 922907704 716 65,079 SH   SOLE 0 65,079 0 0
Vanguard Total Bd Mkt Port COM 921937108 159 14,924 SH   SOLE 0 14,924 0 0
Verizon Communications Com COM 92343V104 410 8,137 SH   SOLE 0 8,137 0 0
Warnaco Group Inc Cl A COM 934390105 0 22,000 SH   SOLE 0 22,000 0 0
Western Asset Fds Core Bon MF 957663602 7,688 682,800 SH   SOLE 0 682,800 0 0