<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-08-04</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000081050</issuerCik><issuerName>PUBLICARD INC</issuerName>        <issuerTradingSymbol>CARD.OB</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001230603</rptOwnerCik><rptOwnerName>VOGEL EMIL</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>C/O PUBLICARD, INC.</rptOwnerStreet1><rptOwnerStreet2>620 FIFTH AVENUE, 7TH FLOOR</rptOwnerStreet2><rptOwnerCity>NEW YORK</rptOwnerCity><rptOwnerState>NY</rptOwnerState><rptOwnerZipCode>10020</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmounts><sharesOwnedFollowingTransaction><value>62400</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><derivativeTable><derivativeHolding><securityTitle><value>Stock Options</value></securityTitle><conversionOrExercisePrice><value>0.38</value></conversionOrExercisePrice><exerciseDate><value>2001-11-21</value></exerciseDate><expirationDate><value>2006-11-21</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>20000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>20000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeHolding><securityTitle><value>Stock Options</value></securityTitle><conversionOrExercisePrice><value>0.25</value></conversionOrExercisePrice><exerciseDate><value>2002-08-04</value></exerciseDate><expirationDate><value>2007-08-04</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>30000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>30000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding><derivativeTransaction><securityTitle><value>Stock Options</value><footnoteId id="F1" /></securityTitle><conversionOrExercisePrice><value>0.07</value></conversionOrExercisePrice><transactionDate><value>2003-08-04</value></transactionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>A</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>30000</value></transactionShares><transactionPricePerShare><value>0</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2003-08-04</value></exerciseDate><expirationDate><value>2008-08-04</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>30000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>30000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction></derivativeTable><footnotes><footnote id="F1">Options have been granted pursuant to PubliCARD's Non-Employee Director Stock Option Plan</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>/s/EMIL VOGEL</signatureName><signatureDate>2003-08-04</signatureDate></ownerSignature></ownershipDocument>

