Lines of Credit (Tables)

6 Months Ended

Jan. 31, 2015

Lines of Credit [Abstract]

Unsecured Lines of Credit

Unsecured lines of credit are summarized in the following table.

	Balance at
	January 31, 2015		July 31, 2014
Outstanding cash draws, recorded as lines of credit on the accompanying condensed consolidated balance sheets	$	1,324,857	$	1,572,466
Outstanding letters of credit to support operations		1,828,805		1,944,994
Total amounts used under lines of credit		3,153,662		3,517,460
Remaining amounts available under lines of credit		31,215,338		30,851,540
Total approved unsecured lines of credit	$	34,369,000	$	34,369,000