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Lines of Credit (Details) (USD $)
3 Months Ended 12 Months Ended
Oct. 31, 2013
Jul. 31, 2013
Line of Credit Facility [Line Items]    
Outstanding cash draws, recorded as lines of credit on the accompanying consolidated balance sheets $ 6,500,000 $ 6,528,691
Outstanding letters of credit to support operations 2,872,632 3,080,938
Total amounts used under lines of credit 9,372,632 9,609,629
Remaining amounts available under lines of credit 24,996,368 24,759,371
Total approved unsecured lines of credit $ 34,369,000 $ 34,369,000
Interest rate, minimum (in hundredths) 2.50% 2.50%
Interest rate, maximum (in hundredths) 5.00% 5.00%