Lines of Credit (Tables)

6 Months Ended

Jan. 31, 2013

Lines of Credit [Abstract]

Unsecured Lines of Credit

Unsecured lines of credit are summarized in the following table.

	January 31,  2013		July 31, 2012
Cash draws, recorded as lines of credit on the consolidated balance sheet	$	6,758,538	$	12,309,335
Letters of credit		1,577,931		2,615,415
Total amounts drawn under lines of credit		8,336,469		14,924,750
Remaining amounts available under lines of credit		26,032,531		19,444,250

Total approved unsecured lines of credit   $ 34,369,000 $ 34,369,000